There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Anaval branch in Anaval, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Surat District Cooperative Bank Limited situated in Anaval or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SDCB0000020. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Anaval, Anaval
The table below shows the main details of the IFSC Code SDCB0000020 for the The Surat District Cooperative Bank Limited branch in Anaval, which falls under the Surat district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000020 |
| Branch | Anaval |
| City | Anaval |
| District | Surat |
| State | Gujarat |
| Address | Station Road, Near Railway Crossing, Tal.Mahuva, Pincode : 396 510 |
These details are important not only for users using online banking but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Anaval for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SDCB0000020 for the Anaval branch of The Surat District Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Anaval, Anaval, Gujarat, are given a unique IFSC like SDCB0000020 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Anaval.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Anaval and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Surat District Cooperative Bank Limited in Anaval goes to the correct branch. This is important because The Surat District Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SDCB0000020
The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Surat District Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Anaval in Anaval.
For example, the IFSC Code SDCB0000020 of The Surat District Cooperative Bank Limited for the Anaval branch has these elements, identifying the bank and the branch location in Anaval and Gujarat correctly.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
If you are looking for the IFSC Code SDCB0000020 of The Surat District Cooperative Bank Limited for its Anaval branch located in Anaval, the following methods can help:
Cheque Book
The cheque book that is issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Surat District Cooperative Bank Limited branches in Anaval and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Surat District Cooperative Bank Limited and look for the branch locator section, then search for Anaval or Anaval to get the exact IFSC Code SDCB0000020.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Surat District Cooperative Bank Limited and Anaval, then it will provide you proper information.
How to Use IFSC Code SDCB0000020 for Online Transfers?
Once you have the IFSC Code SDCB0000020 for the Anaval branch of The Surat District Cooperative Bank Limited in Anaval, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SDCB0000020. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000020.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Surat District Cooperative Bank Limited Anaval in Anaval, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Anaval, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Anaval to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SDCB0000020.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Station Road, Near Railway Crossing, Tal.Mahuva, Pincode : 396 510 located in Anaval, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.