IFSC Code of The Mehsana Urban Cooperative Bank, Sosiyo Circle, Surat, Gujarat — MSNU0000021

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Mehsana Urban Cooperative Bank for its Sosiyo Circle branch in Surat, Surat, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Mehsana Urban Cooperative Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code MSNU0000021. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Mehsana Urban Cooperative Bank, Sosiyo Circle, Surat

The table below shows the main details of the IFSC Code MSNU0000021 for the The Mehsana Urban Cooperative Bank branch in Surat, which falls under the Surat district in Gujarat.

These details help users in online banking and for businesses and individuals who use The Mehsana Urban Cooperative Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MSNU0000021 for the Sosiyo Circle branch of The Mehsana Urban Cooperative Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Mehsana Urban Cooperative Bank located in Sosiyo Circle, Surat, Gujarat, is provided a unique IFSC like MSNU0000021 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the The Mehsana Urban Cooperative Bank branch in Surat.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Surat and Surat.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Mehsana Urban Cooperative Bank in Sosiyo Circle do not get misguided to another person.

Format of the IFSC Code MSNU0000021

The format of the IFSC Code for banks, including The Mehsana Urban Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For The Mehsana Urban Cooperative Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sosiyo Circle in Surat.

For example, the IFSC Code MSNU0000021 of The Mehsana Urban Cooperative Bank for the Sosiyo Circle branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for The Mehsana Urban Cooperative Bank?

If you are trying to find the IFSC Code MSNU0000021 of The Mehsana Urban Cooperative Bank for its Sosiyo Circle branch located in Surat, the following methods can help:

Cheque Book

The cheque books that are issued by The Mehsana Urban Cooperative Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Mehsana Urban Cooperative Bank branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Mehsana Urban Cooperative Bank and find the branch locator section. Search for Sosiyo Circle or Surat to get the exact IFSC Code MSNU0000021.

Mobile Banking App

If you use The Mehsana Urban Cooperative Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Mehsana Urban Cooperative Bank and Surat that will provide accurate information.

How to Use IFSC Code MSNU0000021 for Online Transfers?

Once you have the IFSC Code MSNU0000021 for the Sosiyo Circle branch of The Mehsana Urban Cooperative Bank in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MSNU0000021. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Mehsana Urban Cooperative Bank IFSC Code MSNU0000021.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Mehsana Urban Cooperative Bank Sosiyo Circle in Surat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Mehsana Urban Cooperative Bank in Sosiyo Circle, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official The Mehsana Urban Cooperative Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.