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IFSC Code of The Mehsana Urban Cooperative Bank, Bhatar, Surat, Gujarat — MSNU0000034

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Mehsana Urban Cooperative Bank for its Bhatar branch in Surat, Surat, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Mehsana Urban Cooperative Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code MSNU0000034. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Mehsana Urban Cooperative Bank, Bhatar, Surat

Here are the key points that are associated with the IFSC Code MSNU0000034 of The Mehsana Urban Cooperative Bank for its branch located in Surat, within the district of Surat in the state of Gujarat.

Particulars Details
Bank The Mehsana Urban Cooperative Bank
IFSC Code MSNU0000034
Branch Bhatar
City Surat
District Surat
State Gujarat
Address Krishna Complex, Bhatar Road, Surat-395001

These details helps users in online banking and for businesses and individuals who use The Mehsana Urban Cooperative Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MSNU0000034 for the Bhatar branch of The Mehsana Urban Cooperative Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Mehsana Urban Cooperative Bank located in Bhatar, Surat, Gujarat, are given a unique IFSC like MSNU0000034 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Surat and Surat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Mehsana Urban Cooperative Bank in Bhatar goes to the correct branch. This is important because The Mehsana Urban Cooperative Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code MSNU0000034

The format of the IFSC Code for banks, including The Mehsana Urban Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Mehsana Urban Cooperative Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhatar in Surat.

For example, the IFSC Code MSNU0000034 of The Mehsana Urban Cooperative Bank for the Bhatar branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for The Mehsana Urban Cooperative Bank?

If you are looking for the IFSC Code MSNU0000034 of The Mehsana Urban Cooperative Bank for its Bhatar branch located in Surat, the following methods can help:

Cheque Book

The cheque book that is issued by The Mehsana Urban Cooperative Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Mehsana Urban Cooperative Bank branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Mehsana Urban Cooperative Bank and look for the branch locator section, then search for Bhatar or Surat to get the exact IFSC Code MSNU0000034.

Mobile Banking App

If you use The Mehsana Urban Cooperative Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Mehsana Urban Cooperative Bank and Surat, then it will provide you proper information.

How to Use IFSC Code MSNU0000034 for Online Transfers?

Once you have the IFSC Code MSNU0000034 for the Bhatar branch of The Mehsana Urban Cooperative Bank in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MSNU0000034. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Mehsana Urban Cooperative Bank IFSC Code MSNU0000034.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Mehsana Urban Cooperative Bank Bhatar in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Mehsana Urban Cooperative Bank in Bhatar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Mehsana Urban Cooperative Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Mehsana Urban Cooperative Bank in Bhatar, Surat?

The IFSC Code is MSNU0000034.

Is the IFSC Code MSNU0000034 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Mehsana Urban Cooperative Bank Bhatar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhatar branch?

The address of the branch is Krishna Complex, Bhatar Road, Surat-395001 located in Surat, Surat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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