Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Mehsana Urban Cooperative Bank for its Rander Adajan branch in Surat, Surat, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Mehsana Urban Cooperative Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code MSNU0000035. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Mehsana Urban Cooperative Bank, Rander Adajan, Surat
The table below shows the main details of the IFSC Code MSNU0000035 for the The Mehsana Urban Cooperative Bank branch in Surat, which falls under the Surat district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Mehsana Urban Cooperative Bank |
| IFSC Code | MSNU0000035 |
| Branch | Rander Adajan |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | 54 Ravindrapark Society Dhankuvar Palace Adajan Road Surat 396009 |
These details helps users in online banking and for businesses and individuals who use The Mehsana Urban Cooperative Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MSNU0000035 for the Rander Adajan branch of The Mehsana Urban Cooperative Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Mehsana Urban Cooperative Bank located in Rander Adajan, Surat, Gujarat, are given a unique IFSC like MSNU0000035 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Surat and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Mehsana Urban Cooperative Bank in Rander Adajan goes to the correct branch. This is important because The Mehsana Urban Cooperative Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code MSNU0000035
This is the format of the IFSC Code for banks, including The Mehsana Urban Cooperative Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Mehsana Urban Cooperative Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rander Adajan in Surat.
For example, the IFSC Code MSNU0000035 of The Mehsana Urban Cooperative Bank for the Rander Adajan branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.
How to Find IFSC Code for The Mehsana Urban Cooperative Bank?
If you are looking for the IFSC Code MSNU0000035 of The Mehsana Urban Cooperative Bank for its Rander Adajan branch located in Surat, the following methods can help:
Cheque Book
The cheque book that is issued by The Mehsana Urban Cooperative Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Mehsana Urban Cooperative Bank branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Mehsana Urban Cooperative Bank and look for the branch locator section, then search for Rander Adajan or Surat to get the exact IFSC Code MSNU0000035.
Mobile Banking App
If you use The Mehsana Urban Cooperative Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Mehsana Urban Cooperative Bank and Surat, then it will provide you proper information.
How to Use IFSC Code MSNU0000035 for Online Transfers?
Once you have the IFSC Code MSNU0000035 for the Rander Adajan branch of The Mehsana Urban Cooperative Bank in Surat, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code MSNU0000035. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Mehsana Urban Cooperative Bank IFSC Code MSNU0000035.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Mehsana Urban Cooperative Bank Rander Adajan in Surat, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Mehsana Urban Cooperative Bank in Rander Adajan, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Mehsana Urban Cooperative Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is MSNU0000035.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 54 Ravindrapark Society Dhankuvar Palace Adajan Road Surat 396009 located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.