For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Azhiyur branch in Vatakara, Kozhikode, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Kerala State Co Operative Bank Ltd located in Vatakara or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001619. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Azhiyur, Vatakara
The table below shows the main details of the IFSC Code KSBK0001619 for the The Kerala State Co Operative Bank Ltd branch in Vatakara, which falls under the Kozhikode district in Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001619 |
| Branch | Azhiyur |
| City | Vatakara |
| District | Kozhikode |
| State | Kerala |
| Address | 430Cto430E,Jpcomplex,496,Azhiyur,Azhiyur,Kozhikodepin |
These details help users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Vatakara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001619 for the Azhiyur branch of The Kerala State Co Operative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Azhiyur, Vatakara, Kerala, is provided a unique IFSC like KSBK0001619 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kerala State Co Operative Bank Ltd branch in Vatakara.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Vatakara and Kozhikode.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Azhiyur do not get misguided to another person.
Format of the IFSC Code KSBK0001619
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kerala State Co Operative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Azhiyur in Vatakara.
For example, the IFSC Code KSBK0001619 of The Kerala State Co Operative Bank Ltd for the Azhiyur branch includes these elements, identifying the bank and the branch location in Vatakara and Kerala accurately.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are trying to find the IFSC Code KSBK0001619 of The Kerala State Co Operative Bank Ltd for its Azhiyur branch located in Vatakara, the following methods can help:
Cheque Book
The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Kerala State Co Operative Bank Ltd branches in Vatakara and Kozhikode, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Kerala State Co Operative Bank Ltd and navigate to the branch locator section. Search for Azhiyur or Vatakara to get the exact IFSC Code KSBK0001619.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kerala State Co Operative Bank Ltd and Vatakara, you'll get the correct details.
How to Use IFSC Code KSBK0001619 for Online Transfers?
If you have the IFSC Code KSBK0001619 for the Azhiyur branch of The Kerala State Co Operative Bank Ltd in Vatakara, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KSBK0001619. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001619.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Azhiyur in Vatakara, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kerala State Co Operative Bank Ltd in Azhiyur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Vatakara manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001619.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 430Cto430E,Jpcomplex,496,Azhiyur,Azhiyur,Kozhikodepin located in Vatakara, Kozhikode, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
