There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Beypure branch in Beypore, Kozhikode, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Kerala State Co Operative Bank Ltd situated in Beypore or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KSBK0001622. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Beypure, Beypore

Here are the main details that are associated with the IFSC Code KSBK0001622 of The Kerala State Co Operative Bank Ltd for its branch located in Beypore, within the district of Kozhikode in the state of Kerala.

Particulars Details
Bank The Kerala State Co Operative Bank Ltd
IFSC Code KSBK0001622
Branch Beypure
City Beypore
District Kozhikode
State Kerala
Address 10/570 H To 10/570 L,Cpm Complex,1St Floor,Near Anugraha Auditorium,Arakkinar,Arakkinar,Kozhikode Pin 673028

These details help users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Beypore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001622 for the Beypure branch of The Kerala State Co Operative Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Beypure, Beypore, Kerala, is provided with a unique IFSC like KSBK0001622 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Beypore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Beypore and Kozhikode.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Beypure do not get mixed with another location.

Format of the IFSC Code KSBK0001622

The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Beypure in Beypore.

For example, the IFSC Code KSBK0001622 of The Kerala State Co Operative Bank Ltd for the Beypure branch includes these elements, identifying the bank and the branch location in Beypore and Kerala correctly.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

If you are trying to find the IFSC Code KSBK0001622 of The Kerala State Co Operative Bank Ltd for its Beypure branch located in Beypore, the following methods can help:

Cheque Book

The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Kerala State Co Operative Bank Ltd branches in Beypore and Kozhikode, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Kerala State Co Operative Bank Ltd and navigate to the branch locator section. Search for Beypure or Beypore to get the exact IFSC Code KSBK0001622.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kerala State Co Operative Bank Ltd and Beypore, you'll get the correct details.

How to Use IFSC Code KSBK0001622 for Online Transfers?

Once you have the IFSC Code KSBK0001622 for the Beypure branch of The Kerala State Co Operative Bank Ltd in Beypore, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KSBK0001622. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001622.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Beypure in Beypore, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Beypure, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kerala State Co Operative Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Beypore manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kerala State Co Operative Bank Ltd Beypure Beypore?

The IFSC Code of the Beypure Beypore branch is KSBK0001622.

Is IFSC Code KSBK0001622 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Kerala State Co Operative Bank Ltd Beypure branch?

The branch is located at 10/570 H To 10/570 L,Cpm Complex,1St Floor,Near Anugraha Auditorium,Arakkinar,Arakkinar,Kozhikode Pin 673028.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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