Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Mavoor branch in Mavoor, Kozhikode, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Kerala State Co Operative Bank Ltd located in Mavoor or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001643. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Mavoor, Mavoor

Here are the main details that are associated with the IFSC Code KSBK0001643 of The Kerala State Co Operative Bank Ltd for its branch located in Mavoor, within the district of Kozhikode in the state of Kerala.

Particulars Details
Bank The Kerala State Co Operative Bank Ltd
IFSC Code KSBK0001643
Branch Mavoor
City Mavoor
District Kozhikode
State Kerala
Address 22-,Ysope,Voor,Voor,Ozodepin

These details are important not only for users using online banking but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Mavoor for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KSBK0001643 for the Mavoor branch of The Kerala State Co Operative Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Mavoor, Mavoor, Kerala, is provided with a unique IFSC like KSBK0001643 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Mavoor.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mavoor and Kozhikode.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Mavoor do not get mixed with another location.

Format of the IFSC Code KSBK0001643

The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mavoor in Mavoor.

For example, the IFSC Code KSBK0001643 of The Kerala State Co Operative Bank Ltd for the Mavoor branch includes these elements, identifying the bank and the branch location in Mavoor and Kerala accurately.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

To find the IFSC Code KSBK0001643 of The Kerala State Co Operative Bank Ltd for its Mavoor branch located in Mavoor, the following methods can help you out:

Cheque Book

The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Kerala State Co Operative Bank Ltd branches in Mavoor and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Kerala State Co Operative Bank Ltd and go to the branch locator section. Then search for Mavoor or Mavoor to find the exact IFSC Code KSBK0001643.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kerala State Co Operative Bank Ltd and Mavoor will provide accurate information.

How to Use IFSC Code KSBK0001643 for Online Transfers?

Once you have the IFSC Code KSBK0001643 for the Mavoor branch of The Kerala State Co Operative Bank Ltd in Mavoor, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KSBK0001643. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001643.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Mavoor in Mavoor, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Mavoor, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kerala State Co Operative Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mavoor manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kerala State Co Operative Bank Ltd Mavoor Mavoor?

The IFSC Code of the Mavoor Mavoor branch is KSBK0001643.

Is IFSC Code KSBK0001643 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Kerala State Co Operative Bank Ltd Mavoor branch?

The branch is located at 22-,Ysope,Voor,Voor,Ozodepin.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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