There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Mavelikkara branch in Mavelikara, Alappuzha, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Kerala State Co Operative Bank Ltd situated in Mavelikara or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KSBK0001261. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Mavelikkara, Mavelikara
Here are the key points that are associated with the IFSC Code KSBK0001261 of The Kerala State Co Operative Bank Ltd for its branch located in Mavelikara, within the district of Alappuzha in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001261 |
| Branch | Mavelikkara |
| City | Mavelikara |
| District | Alappuzha |
| State | Kerala |
| Address | 600,Mavelikara,Alappuzha Pin 690101 |
These details helps users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Mavelikara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001261 for the Mavelikkara branch of The Kerala State Co Operative Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kerala State Co Operative Bank Ltd located in Mavelikkara, Mavelikara, Kerala, are allotted a unique IFSC like KSBK0001261 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mavelikara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mavelikara and Alappuzha.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Kerala State Co Operative Bank Ltd in Mavelikkara reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code KSBK0001261
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mavelikkara in Mavelikara.
For example, the IFSC Code KSBK0001261 of The Kerala State Co Operative Bank Ltd for the Mavelikkara branch includes these elements, identifying the bank and the branch location in Mavelikara and Kerala correctly.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are trying to find the IFSC Code KSBK0001261 of The Kerala State Co Operative Bank Ltd for its Mavelikkara branch located in Mavelikara, the following methods can help:
Cheque Book
The cheque books that are issued by The Kerala State Co Operative Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Kerala State Co Operative Bank Ltd branches in Mavelikara and Alappuzha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kerala State Co Operative Bank Ltd and find the branch locator section. Search for Mavelikkara or Mavelikara to get the exact IFSC Code KSBK0001261.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kerala State Co Operative Bank Ltd and Mavelikara that will provide accurate information.
How to Use IFSC Code KSBK0001261 for Online Transfers?
Once you have the IFSC Code KSBK0001261 for the Mavelikkara branch of The Kerala State Co Operative Bank Ltd in Mavelikara, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KSBK0001261. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001261.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Mavelikkara in Mavelikara, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kerala State Co Operative Bank Ltd in Mavelikkara, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mavelikara manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001261.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 600,Mavelikara,Alappuzha Pin 690101 located in Mavelikara, Alappuzha, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.