For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Chengannur Evening branch in Chengannur, Alappuzha, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Kerala State Co Operative Bank Ltd located in Chengannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001238. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Chengannur Evening, Chengannur
Here are the main details that are associated with the IFSC Code KSBK0001238 of The Kerala State Co Operative Bank Ltd for its branch located in Chengannur, within the district of Alappuzha in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001238 |
| Branch | Chengannur Evening |
| City | Chengannur |
| District | Alappuzha |
| State | Kerala |
| Address | 507,Sndp Building Chengannur,Chengannur,Alappuzha Pin 689121 |
These details help users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Chengannur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001238 for the Chengannur Evening branch of The Kerala State Co Operative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Chengannur Evening, Chengannur, Kerala, is provided with a unique IFSC like KSBK0001238 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Chengannur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Chengannur and Alappuzha.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Chengannur Evening do not get mixed with another location.
Format of the IFSC Code KSBK0001238
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chengannur Evening in Chengannur.
For example, the IFSC Code KSBK0001238 of The Kerala State Co Operative Bank Ltd for the Chengannur Evening branch includes these elements, identifying the bank and the branch location in Chengannur and Kerala accurately.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are trying to find the IFSC Code KSBK0001238 of The Kerala State Co Operative Bank Ltd for its Chengannur Evening branch located in Chengannur, the following methods can help:
Cheque Book
The cheque books that are issued by The Kerala State Co Operative Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Kerala State Co Operative Bank Ltd branches in Chengannur and Alappuzha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kerala State Co Operative Bank Ltd and find the branch locator section. Search for Chengannur Evening or Chengannur to get the exact IFSC Code KSBK0001238.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kerala State Co Operative Bank Ltd and Chengannur that will provide accurate information.
How to Use IFSC Code KSBK0001238 for Online Transfers?
Once you have the IFSC Code KSBK0001238 for the Chengannur Evening branch of The Kerala State Co Operative Bank Ltd in Chengannur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KSBK0001238. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001238.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Chengannur Evening in Chengannur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Chengannur Evening, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Chengannur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Chengannur Evening Chengannur branch is KSBK0001238.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 507,Sndp Building Chengannur,Chengannur,Alappuzha Pin 689121.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.