There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Kanjikuzhy Alappuzha branch in Cherthala, Alappuzha, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Kerala State Co Operative Bank Ltd situated in Cherthala or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KSBK0001249. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Kanjikuzhy Alappuzha, Cherthala
Below in the table are the key details related to IFSC Code KSBK0001249 of The Kerala State Co Operative Bank Ltd for its branch located in Cherthala, within the district of Alappuzha in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001249 |
| Branch | Kanjikuzhy Alappuzha |
| City | Cherthala |
| District | Alappuzha |
| State | Kerala |
| Address | 153,North Of Kanjikuzhy Police Station,Sl Puram,Alappuzha Pin 688523 |
These details helps users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Cherthala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001249 for the Kanjikuzhy Alappuzha branch of The Kerala State Co Operative Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kerala State Co Operative Bank Ltd located in Kanjikuzhy Alappuzha, Cherthala, Kerala, are given a unique IFSC like KSBK0001249 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Cherthala.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Cherthala and Alappuzha.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Kerala State Co Operative Bank Ltd in Kanjikuzhy Alappuzha goes to the correct branch. This is important because The Kerala State Co Operative Bank Ltd has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KSBK0001249
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Kerala State Co Operative Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kanjikuzhy Alappuzha in Cherthala.
For example, the IFSC Code KSBK0001249 of The Kerala State Co Operative Bank Ltd for the Kanjikuzhy Alappuzha branch has these elements, identifying the bank and the branch location in Cherthala and Kerala correctly.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are trying to find the IFSC Code KSBK0001249 of The Kerala State Co Operative Bank Ltd for its Kanjikuzhy Alappuzha branch located in Cherthala, the following methods can help:
Cheque Book
The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Kerala State Co Operative Bank Ltd branches in Cherthala and Alappuzha, print them on the first page of your passbook.
Bank Website
Visit the official website of The Kerala State Co Operative Bank Ltd and navigate to the branch locator section. Search for Kanjikuzhy Alappuzha or Cherthala to get the exact IFSC Code KSBK0001249.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kerala State Co Operative Bank Ltd and Cherthala, you'll get the correct details.
How to Use IFSC Code KSBK0001249 for Online Transfers?
Once you have the IFSC Code KSBK0001249 for the Kanjikuzhy Alappuzha branch of The Kerala State Co Operative Bank Ltd in Cherthala, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KSBK0001249. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001249.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Kanjikuzhy Alappuzha in Cherthala, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Kanjikuzhy Alappuzha, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Cherthala manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001249.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 153,North Of Kanjikuzhy Police Station,Sl Puram,Alappuzha Pin 688523 located in Cherthala, Alappuzha, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.