Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Athykkayam branch in Athikkayam, Pathanamthitta, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Kerala State Co Operative Bank Ltd located in Athikkayam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001171. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Athykkayam, Athikkayam
Here are some of the key details that come with the IFSC Code KSBK0001171 of The Kerala State Co Operative Bank Ltd for its branch located in Athikkayam, within the district of Pathanamthitta in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001171 |
| Branch | Athykkayam |
| City | Athikkayam |
| District | Pathanamthitta |
| State | Kerala |
| Address | Viii-374,Athikkayam,Naranammoozhy Po,Pathanamthitta Pin 689711 |
These details help users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Athikkayam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001171 for the Athykkayam branch of The Kerala State Co Operative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Athykkayam, Athikkayam, Kerala, is provided a unique IFSC like KSBK0001171 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kerala State Co Operative Bank Ltd branch in Athikkayam.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Athikkayam and Pathanamthitta.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Athykkayam do not get misguided to another person.
Format of the IFSC Code KSBK0001171
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Athykkayam in Athikkayam.
For example, the IFSC Code KSBK0001171 of The Kerala State Co Operative Bank Ltd for the Athykkayam branch includes these elements, identifying the bank and the branch location in Athikkayam and Kerala correctly.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are trying to find the IFSC Code KSBK0001171 of The Kerala State Co Operative Bank Ltd for its Athykkayam branch located in Athikkayam, the following methods can help:
Cheque Book
The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Kerala State Co Operative Bank Ltd branches in Athikkayam and Pathanamthitta, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Kerala State Co Operative Bank Ltd and navigate to the branch locator section. Search for Athykkayam or Athikkayam to get the exact IFSC Code KSBK0001171.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kerala State Co Operative Bank Ltd and Athikkayam, you'll get the correct details.
How to Use IFSC Code KSBK0001171 for Online Transfers?
Once you have the IFSC Code KSBK0001171 for the Athykkayam branch of The Kerala State Co Operative Bank Ltd in Athikkayam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KSBK0001171. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001171.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Athykkayam in Athikkayam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Athykkayam, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Athikkayam to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001171.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Viii-374,Athikkayam,Naranammoozhy Po,Pathanamthitta Pin 689711 located in Athikkayam, Pathanamthitta, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.