There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Ezhamkulam branch in Ezhamkulam, Pathanamthitta, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Kerala State Co Operative Bank Ltd situated in Ezhamkulam or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KSBK0001179. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Ezhamkulam, Ezhamkulam

Here are the main details that are associated with the IFSC Code KSBK0001179 of The Kerala State Co Operative Bank Ltd for its branch located in Ezhamkulam, within the district of Pathanamthitta in the state of Kerala.

Particulars Details
Bank The Kerala State Co Operative Bank Ltd
IFSC Code KSBK0001179
Branch Ezhamkulam
City Ezhamkulam
District Pathanamthitta
State Kerala
Address Epx-31B,Ezhamkulam,Parakode,Pathanamthitta Pin 691554

These details are crucial, not just for online banking users but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Ezhamkulam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001179 for the Ezhamkulam branch of The Kerala State Co Operative Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Ezhamkulam, Ezhamkulam, Kerala, is provided a unique IFSC like KSBK0001179 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Kerala State Co Operative Bank Ltd branch in Ezhamkulam.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ezhamkulam and Pathanamthitta.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Ezhamkulam do not get misguided to another person.

Format of the IFSC Code KSBK0001179

The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ezhamkulam in Ezhamkulam.

For example, the IFSC Code KSBK0001179 of The Kerala State Co Operative Bank Ltd for the Ezhamkulam branch includes these elements, identifying the bank and the branch location in Ezhamkulam and Kerala correctly.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

If you are trying to find the IFSC Code KSBK0001179 of The Kerala State Co Operative Bank Ltd for its Ezhamkulam branch located in Ezhamkulam, the following methods can help:

Cheque Book

The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Kerala State Co Operative Bank Ltd branches in Ezhamkulam and Pathanamthitta, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Kerala State Co Operative Bank Ltd and navigate to the branch locator section. Search for Ezhamkulam or Ezhamkulam to get the exact IFSC Code KSBK0001179.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kerala State Co Operative Bank Ltd and Ezhamkulam, you'll get the correct details.

How to Use IFSC Code KSBK0001179 for Online Transfers?

Once you have the IFSC Code KSBK0001179 for the Ezhamkulam branch of The Kerala State Co Operative Bank Ltd in Ezhamkulam, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KSBK0001179. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001179.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Ezhamkulam in Ezhamkulam may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kerala State Co Operative Bank Ltd in Ezhamkulam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Kerala State Co Operative Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ezhamkulam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kerala State Co Operative Bank Ltd Ezhamkulam Ezhamkulam?

The IFSC Code of the Ezhamkulam Ezhamkulam branch is KSBK0001179.

Is IFSC Code KSBK0001179 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Kerala State Co Operative Bank Ltd Ezhamkulam branch?

The branch is located at Epx-31B,Ezhamkulam,Parakode,Pathanamthitta Pin 691554.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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