Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Thulappally branch in Thulappally, Pathanamthitta, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Kerala State Co Operative Bank Ltd located in Thulappally or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001222. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Thulappally, Thulappally

Here are some of the key details that come with the IFSC Code KSBK0001222 of The Kerala State Co Operative Bank Ltd for its branch located in Thulappally, within the district of Pathanamthitta in the state of Kerala.

Particulars Details
Bank The Kerala State Co Operative Bank Ltd
IFSC Code KSBK0001222
Branch Thulappally
City Thulappally
District Pathanamthitta
State Kerala
Address 722/171(2),Ramanchira,Thiruvalla,Pathanamthitta Pin 686510

These details helps users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Thulappally for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001222 for the Thulappally branch of The Kerala State Co Operative Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Thulappally, Thulappally, Kerala, is provided with a unique IFSC like KSBK0001222 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Thulappally.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thulappally and Pathanamthitta.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Thulappally do not get mixed with another location.

Format of the IFSC Code KSBK0001222

The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thulappally in Thulappally.

For example, the IFSC Code KSBK0001222 of The Kerala State Co Operative Bank Ltd for the Thulappally branch includes these elements, identifying the bank and the branch location in Thulappally and Kerala correctly.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

To find the IFSC Code KSBK0001222 of The Kerala State Co Operative Bank Ltd for its Thulappally branch located in Thulappally, the following methods can help you out:

Cheque Book

The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Kerala State Co Operative Bank Ltd branches in Thulappally and Pathanamthitta, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Kerala State Co Operative Bank Ltd and go to the branch locator section. Then search for Thulappally or Thulappally to find the exact IFSC Code KSBK0001222.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kerala State Co Operative Bank Ltd and Thulappally will provide accurate information.

How to Use IFSC Code KSBK0001222 for Online Transfers?

Once you have the IFSC Code KSBK0001222 for the Thulappally branch of The Kerala State Co Operative Bank Ltd in Thulappally, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KSBK0001222. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001222.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Thulappally in Thulappally, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kerala State Co Operative Bank Ltd in Thulappally, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Kerala State Co Operative Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thulappally manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kerala State Co Operative Bank Ltd in Thulappally, Thulappally?

The IFSC Code is KSBK0001222.

Is the IFSC Code KSBK0001222 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Kerala State Co Operative Bank Ltd Thulappally?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thulappally branch?

The address of the branch is 722/171(2),Ramanchira,Thiruvalla,Pathanamthitta Pin 686510 located in Thulappally, Pathanamthitta, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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