Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Rakkar-Bheri branch in Panchrukhi, Kangra, Himachal Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kangra Central Cooperative Bank Limited located in Panchrukhi or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000113. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Rakkar-Bheri, Panchrukhi
Here are the main details that are associated with the IFSC Code KACE0000113 of The Kangra Central Cooperative Bank Limited for its branch located in Panchrukhi, within the district of Kangra in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000113 |
| Branch | Rakkar-Bheri |
| City | Panchrukhi |
| District | Kangra |
| State | Himachal Pradesh |
| Address | Tehsil Baijnath Distt. Kangra H.P. 176063 |
These details help users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Panchrukhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000113 for the Rakkar-Bheri branch of The Kangra Central Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kangra Central Cooperative Bank Limited located in Rakkar-Bheri, Panchrukhi, Himachal Pradesh, are given a unique IFSC like KACE0000113 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Panchrukhi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Panchrukhi and Kangra.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Kangra Central Cooperative Bank Limited in Rakkar-Bheri goes to the correct branch. This is important because The Kangra Central Cooperative Bank Limited has thousands of branches in Himachal Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KACE0000113
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kangra Central Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rakkar-Bheri in Panchrukhi.
For example, the IFSC Code KACE0000113 of The Kangra Central Cooperative Bank Limited for the Rakkar-Bheri branch includes these elements, identifying the bank and the branch location in Panchrukhi and Himachal Pradesh accurately.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are trying to find the IFSC Code KACE0000113 of The Kangra Central Cooperative Bank Limited for its Rakkar-Bheri branch located in Panchrukhi, the following methods can help:
Cheque Book
The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Kangra Central Cooperative Bank Limited branches in Panchrukhi and Kangra, print them on the first page of your passbook.
Bank Website
Visit the official website of The Kangra Central Cooperative Bank Limited and navigate to the branch locator section. Search for Rakkar-Bheri or Panchrukhi to get the exact IFSC Code KACE0000113.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kangra Central Cooperative Bank Limited and Panchrukhi, you'll get the correct details.
How to Use IFSC Code KACE0000113 for Online Transfers?
Once you have the IFSC Code KACE0000113 for the Rakkar-Bheri branch of The Kangra Central Cooperative Bank Limited in Panchrukhi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KACE0000113. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000113.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kangra Central Cooperative Bank Limited Rakkar-Bheri in Panchrukhi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kangra Central Cooperative Bank Limited in Rakkar-Bheri, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Panchrukhi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Rakkar-Bheri Panchrukhi branch is KACE0000113.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Tehsil Baijnath Distt. Kangra H.P. 176063.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.