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IFSC Code of The Kangra Central Cooperative Bank Limited, Chadiar, Kangra, Himachal Pradesh — KACE0000102

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Chadiar branch in Chadihyar, Kangra, Himachal Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Chadihyar or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000102. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Chadiar, Chadihyar

Here are some of the key details that come with the IFSC Code KACE0000102 of The Kangra Central Cooperative Bank Limited for its branch located in Chadihyar, within the district of Kangra in the state of Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000102
Branch Chadiar
City Chadihyar
District Kangra
State Himachal Pradesh
Address Tehsil Baijnath Distt. Kangra 176088

These details are important not only for users using online banking but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Chadihyar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KACE0000102 for the Chadiar branch of The Kangra Central Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Chadiar, Chadihyar, Himachal Pradesh, is provided a unique IFSC like KACE0000102 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Kangra Central Cooperative Bank Limited branch in Chadihyar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Chadihyar and Kangra.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Chadiar do not get misguided to another person.

Format of the IFSC Code KACE0000102

The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chadiar in Chadihyar.

For example, the IFSC Code KACE0000102 of The Kangra Central Cooperative Bank Limited for the Chadiar branch includes these elements, identifying the bank and the branch location in Chadihyar and Himachal Pradesh accurately.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

If you are looking for the IFSC Code KACE0000102 of The Kangra Central Cooperative Bank Limited for its Chadiar branch located in Chadihyar, the following methods can help:

Cheque Book

The cheque book that is issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Kangra Central Cooperative Bank Limited branches in Chadihyar and Kangra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Kangra Central Cooperative Bank Limited and look for the branch locator section, then search for Chadiar or Chadihyar to get the exact IFSC Code KACE0000102.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kangra Central Cooperative Bank Limited and Chadihyar, then it will provide you proper information.

How to Use IFSC Code KACE0000102 for Online Transfers?

Once you have the IFSC Code KACE0000102 for the Chadiar branch of The Kangra Central Cooperative Bank Limited in Chadihyar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KACE0000102. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000102.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kangra Central Cooperative Bank Limited Chadiar in Chadihyar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kangra Central Cooperative Bank Limited in Chadiar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chadihyar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited in Chadiar, Chadihyar?

The IFSC Code is KACE0000102.

Is the IFSC Code KACE0000102 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Kangra Central Cooperative Bank Limited Chadiar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chadiar branch?

The address of the branch is Tehsil Baijnath Distt. Kangra 176088 located in Chadihyar, Kangra, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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