IFSC Code of State Bank Of India, Khanapara, Guwahati, Meghalaya- SBIN0009945

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Khanapara branch in Ri Bhoi, Guwahati, Meghalaya, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Ri Bhoi or anywhere in Meghalaya can easily transfer funds instantly by using the correct IFSC Code SBIN0009945. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Khanapara, Ri Bhoi

Here are the main details that are associated with the IFSC Code SBIN0009945 of State Bank Of India for its branch located in Ri Bhoi, within the district of Guwahati in the state of Meghalaya.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Ri Bhoi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009945 for the Khanapara branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Khanapara, Ri Bhoi, Meghalaya, is provided with a unique IFSC like SBIN0009945 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Ri Bhoi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ri Bhoi and Guwahati.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Meghalaya and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Khanapara do not get mixed with another location.

Format of the IFSC Code SBIN0009945

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khanapara in Ri Bhoi.

For example, the IFSC Code SBIN0009945 of State Bank Of India for the Khanapara branch includes these elements, identifying the bank and the branch location in Ri Bhoi and Meghalaya accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0009945 of State Bank Of India for its Khanapara branch located in Ri Bhoi, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Ri Bhoi and Guwahati, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Khanapara or Ri Bhoi to get the exact IFSC Code SBIN0009945.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Ri Bhoi, you'll get the correct details.

How to Use IFSC Code SBIN0009945 for Online Transfers?

Once you have the IFSC Code SBIN0009945 for the Khanapara branch of State Bank Of India in Ri Bhoi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0009945. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009945.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Khanapara in Ri Bhoi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Khanapara, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ri Bhoi manage online transfers as well as cheque clearances with ease.