For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Kamakhya Temple branch in Guwahati, Guwahati, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Guwahati or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0017391. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kamakhya Temple, Guwahati

The table below shows the main details of the IFSC Code SBIN0017391 for the State Bank Of India branch in Guwahati, which falls under the Guwahati district in Assam.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017391
Branch Kamakhya Temple
City Guwahati
District Guwahati
State Assam
Address Kamakhya Temple,Bogala Mandir Road,Behind Sbi Atm,Guwahati,Distt.Kamrup.Assam 781010

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Guwahati for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0017391 for the Kamakhya Temple branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Kamakhya Temple, Guwahati, Assam, is provided with a unique IFSC like SBIN0017391 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Guwahati.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Guwahati and Guwahati.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Kamakhya Temple do not get mixed with another location.

Format of the IFSC Code SBIN0017391

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kamakhya Temple in Guwahati.

For example, the IFSC Code SBIN0017391 of State Bank Of India for the Kamakhya Temple branch has these elements, identifying the bank and the branch location in Guwahati and Assam correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0017391 of State Bank Of India for its Kamakhya Temple branch located in Guwahati, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Guwahati and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Kamakhya Temple or Guwahati to find the exact IFSC Code SBIN0017391.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Guwahati will provide accurate information.

How to Use IFSC Code SBIN0017391 for Online Transfers?

If you have the IFSC Code SBIN0017391 for the Kamakhya Temple branch of State Bank Of India in Guwahati, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0017391. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0017391.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Kamakhya Temple in Guwahati, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kamakhya Temple, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Guwahati to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Kamakhya Temple, Guwahati?

The IFSC Code is SBIN0017391.

Is the IFSC Code SBIN0017391 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Kamakhya Temple?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kamakhya Temple branch?

The address of the branch is Kamakhya Temple,Bogala Mandir Road,Behind Sbi Atm,Guwahati,Distt.Kamrup.Assam 781010 located in Guwahati, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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