IFSC Code of State Bank Of India, Panjabari, Guwahati, Assam- SBIN0013292

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Panjabari branch in Guwahati, Guwahati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Guwahati or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0013292. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Panjabari, Guwahati

Here are the key points that are associated with the IFSC Code SBIN0013292 of State Bank Of India for its branch located in Guwahati, within the district of Guwahati in the state of Assam.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Guwahati for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0013292 for the Panjabari branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Panjabari, Guwahati, Assam, are allotted a unique IFSC like SBIN0013292 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Guwahati.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Guwahati and Guwahati.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Panjabari reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code SBIN0013292

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Panjabari in Guwahati.

For example, the IFSC Code SBIN0013292 of State Bank Of India for the Panjabari branch includes these elements, identifying the bank and the branch location in Guwahati and Assam accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0013292 of State Bank Of India for its Panjabari branch located in Guwahati, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Guwahati and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Panjabari or Guwahati to get the exact IFSC Code SBIN0013292.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Guwahati, then it will provide you proper information.

How to Use IFSC Code SBIN0013292 for Online Transfers?

Once you have the IFSC Code SBIN0013292 for the Panjabari branch of State Bank Of India in Guwahati, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0013292. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0013292.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Panjabari in Guwahati, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Panjabari, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Guwahati manage online transfers as well as cheque clearances with ease.