IFSC Code of State Bank Of India, Kuteshra, Muzaffarnagar, Uttar Pradesh — SBIN0003638

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Kuteshra branch in Muzaffar Nagar, Muzaffarnagar, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Muzaffar Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0003638. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kuteshra, Muzaffar Nagar

Below in the table are the key details related to IFSC Code SBIN0003638 of State Bank Of India for its branch located in Muzaffar Nagar, within the district of Muzaffarnagar in the state of Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Muzaffar Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0003638 for the Kuteshra branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Kuteshra, Muzaffar Nagar, Uttar Pradesh, are allotted a unique IFSC like SBIN0003638 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Muzaffar Nagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Muzaffar Nagar and Muzaffarnagar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Kuteshra reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code SBIN0003638

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kuteshra in Muzaffar Nagar.

For example, the IFSC Code SBIN0003638 of State Bank Of India for the Kuteshra branch has these elements, identifying the bank and the branch location in Muzaffar Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0003638 of State Bank Of India for its Kuteshra branch located in Muzaffar Nagar, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Muzaffar Nagar and Muzaffarnagar, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Kuteshra or Muzaffar Nagar to get the exact IFSC Code SBIN0003638.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Muzaffar Nagar, you'll get the correct details.

How to Use IFSC Code SBIN0003638 for Online Transfers?

Once you have the IFSC Code SBIN0003638 for the Kuteshra branch of State Bank Of India in Muzaffar Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0003638. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0003638.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kuteshra in Muzaffar Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Kuteshra, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Muzaffar Nagar manage online transfers as well as cheque clearances with ease.