The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Mini Racpc, Muzaffarnagar branch in Muzaffarnagar, Muzaffarnagar, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Muzaffarnagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0064429. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Mini Racpc, Muzaffarnagar, Muzaffarnagar
The table below shows the main details of the IFSC Code SBIN0064429 for the State Bank Of India branch in Muzaffarnagar, which falls under the Muzaffarnagar district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0064429 |
| Branch | Mini Racpc, Muzaffarnagar |
| City | Muzaffarnagar |
| District | Muzaffarnagar |
| State | Uttar Pradesh |
| Address | State Bank Of India,Mini Racpc,Plot No.- 2,Vishnu Vihar,Jansath Road,Opposite Dwarka City,Muzaffarnagar-251001 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Muzaffarnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064429 for the Mini Racpc, Muzaffarnagar branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Mini Racpc, Muzaffarnagar, Muzaffarnagar, Uttar Pradesh, are allotted a unique IFSC like SBIN0064429 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Muzaffarnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Muzaffarnagar and Muzaffarnagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Mini Racpc, Muzaffarnagar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code SBIN0064429
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mini Racpc, Muzaffarnagar in Muzaffarnagar.
For example, the IFSC Code SBIN0064429 of State Bank Of India for the Mini Racpc, Muzaffarnagar branch includes these elements, identifying the bank and the branch location in Muzaffarnagar and Uttar Pradesh correctly.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0064429 of State Bank Of India for its Mini Racpc, Muzaffarnagar branch located in Muzaffarnagar, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Muzaffarnagar and Muzaffarnagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Mini Racpc, Muzaffarnagar or Muzaffarnagar to get the exact IFSC Code SBIN0064429.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Muzaffarnagar, then it will provide you proper information.
How to Use IFSC Code SBIN0064429 for Online Transfers?
Once you have the IFSC Code SBIN0064429 for the Mini Racpc, Muzaffarnagar branch of State Bank Of India in Muzaffarnagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0064429. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064429.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Mini Racpc, Muzaffarnagar in Muzaffarnagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mini Racpc, Muzaffarnagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Muzaffarnagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0064429.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is State Bank Of India,Mini Racpc,Plot No.- 2,Vishnu Vihar,Jansath Road,Opposite Dwarka City,Muzaffarnagar-251001 located in Muzaffarnagar, Muzaffarnagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.