Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Sarvat Ankit Vihar branch in Muzzarfarnagar, Muzaffarnagar, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Muzzarfarnagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0017478. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Sarvat Ankit Vihar, Muzzarfarnagar
Here are the key points that are associated with the IFSC Code SBIN0017478 of State Bank Of India for its branch located in Muzzarfarnagar, within the district of Muzaffarnagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0017478 |
| Branch | Sarvat Ankit Vihar |
| City | Muzzarfarnagar |
| District | Muzaffarnagar |
| State | Uttar Pradesh |
| Address | Ankit Vihar,Pachenda Road,Muzaffarnagar,Distt.Muzaffarnagar.Uttar Pradesh 251001 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Muzzarfarnagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017478 for the Sarvat Ankit Vihar branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Sarvat Ankit Vihar, Muzzarfarnagar, Uttar Pradesh, is provided a unique IFSC like SBIN0017478 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Muzzarfarnagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Muzzarfarnagar and Muzaffarnagar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Sarvat Ankit Vihar do not get misguided to another person.
Format of the IFSC Code SBIN0017478
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sarvat Ankit Vihar in Muzzarfarnagar.
For example, the IFSC Code SBIN0017478 of State Bank Of India for the Sarvat Ankit Vihar branch includes these elements, identifying the bank and the branch location in Muzzarfarnagar and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0017478 of State Bank Of India for its Sarvat Ankit Vihar branch located in Muzzarfarnagar, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Muzzarfarnagar and Muzaffarnagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Sarvat Ankit Vihar or Muzzarfarnagar to get the exact IFSC Code SBIN0017478.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Muzzarfarnagar, you'll get the correct details.
How to Use IFSC Code SBIN0017478 for Online Transfers?
Once you have the IFSC Code SBIN0017478 for the Sarvat Ankit Vihar branch of State Bank Of India in Muzzarfarnagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0017478. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017478.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Sarvat Ankit Vihar in Muzzarfarnagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sarvat Ankit Vihar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Muzzarfarnagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0017478.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ankit Vihar,Pachenda Road,Muzaffarnagar,Distt.Muzaffarnagar.Uttar Pradesh 251001 located in Muzzarfarnagar, Muzaffarnagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.