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IFSC Code of State Bank Of India, Regional Business Office, Mokokchung, Mokokchung, Nagaland — SBIN0015434

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Regional Business Office, Mokokchung branch in Mokukchung, Mokokchung, Nagaland, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Mokukchung or anywhere in Nagaland can easily transfer funds instantly by using the correct IFSC Code SBIN0015434. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Regional Business Office, Mokokchung, Mokukchung

Here are the key points that are associated with the IFSC Code SBIN0015434 of State Bank Of India for its branch located in Mokukchung, within the district of Mokokchung in the state of Nagaland.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0015434
Branch Regional Business Office, Mokokchung
City Mokukchung
District Mokokchung
State Nagaland
Address Arkong Ward Mokokchung Nagaland 798601

These details help users in online banking and for businesses and individuals who use State Bank Of India in Mokukchung for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015434 for the Regional Business Office, Mokokchung branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Regional Business Office, Mokokchung, Mokukchung, Nagaland, is provided a unique IFSC like SBIN0015434 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Mokukchung.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Mokukchung and Mokokchung.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Nagaland and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Regional Business Office, Mokokchung do not get misguided to another person.

Format of the IFSC Code SBIN0015434

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Regional Business Office, Mokokchung in Mokukchung.

For example, the IFSC Code SBIN0015434 of State Bank Of India for the Regional Business Office, Mokokchung branch includes these elements, identifying the bank and the branch location in Mokukchung and Nagaland accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0015434 of State Bank Of India for its Regional Business Office, Mokokchung branch located in Mokukchung, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Mokukchung and Mokokchung, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Regional Business Office, Mokokchung or Mokukchung to get the exact IFSC Code SBIN0015434.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Mokukchung, you'll get the correct details.

How to Use IFSC Code SBIN0015434 for Online Transfers?

Once you have the IFSC Code SBIN0015434 for the Regional Business Office, Mokokchung branch of State Bank Of India in Mokukchung, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0015434. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0015434.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Regional Business Office, Mokokchung in Mokukchung, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Regional Business Office, Mokokchung, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mokukchung to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Regional Business Office, Mokokchung, Mokukchung?

The IFSC Code is SBIN0015434.

Is the IFSC Code SBIN0015434 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Regional Business Office, Mokokchung?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Regional Business Office, Mokokchung branch?

The address of the branch is Arkong Ward Mokokchung Nagaland 798601 located in Mokukchung, Mokokchung, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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