IFSC Code of State Bank Of India, Changtongya, Mokokchung, Nagaland — SBIN0018248

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Changtongya branch in Mokokchung, Mokokchung, Nagaland, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Mokokchung or anywhere in Nagaland can easily transfer funds instantly by using the correct IFSC Code SBIN0018248. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Changtongya, Mokokchung

Here are the key points that are associated with the IFSC Code SBIN0018248 of State Bank Of India for its branch located in Mokokchung, within the district of Mokokchung in the state of Nagaland.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Mokokchung for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018248 for the Changtongya branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Changtongya, Mokokchung, Nagaland, are given a unique IFSC like SBIN0018248 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Mokokchung.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Mokokchung and Mokokchung.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Changtongya goes to the correct branch. This is important because State Bank Of India has thousands of branches in Nagaland and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0018248

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Changtongya in Mokokchung.

For example, the IFSC Code SBIN0018248 of State Bank Of India for the Changtongya branch includes these elements, identifying the bank and the branch location in Mokokchung and Nagaland accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0018248 of State Bank Of India for its Changtongya branch located in Mokokchung, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Mokokchung and Mokokchung, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Changtongya or Mokokchung to get the exact IFSC Code SBIN0018248.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Mokokchung that will provide accurate information.

How to Use IFSC Code SBIN0018248 for Online Transfers?

Once you have the IFSC Code SBIN0018248 for the Changtongya branch of State Bank Of India in Mokokchung, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0018248. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0018248.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Changtongya in Mokokchung, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Changtongya, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mokokchung manage online transfers as well as cheque clearances with ease.