There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Tsurang Kong branch in Mokokchung, Mokokchung, Nagaland, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Mokokchung or anywhere in Nagaland can easily transfer funds instantly by using the correct IFSC Code SBIN0018741. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Tsurang Kong, Mokokchung
Here are some of the key details that come with the IFSC Code SBIN0018741 of State Bank Of India for its branch located in Mokokchung, within the district of Mokokchung in the state of Nagaland.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0018741 |
| Branch | Tsurang Kong |
| City | Mokokchung |
| District | Mokokchung |
| State | Nagaland |
| Address | Kichu Estate, House No-107, Mariani-Mokokchung Road, Chungtiayimsen,Tsurangkong, Dist.Mokokchung, Nagaland-798604 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Mokokchung for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018741 for the Tsurang Kong branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Tsurang Kong, Mokokchung, Nagaland, are allotted a unique IFSC like SBIN0018741 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mokokchung.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mokokchung and Mokokchung.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Tsurang Kong reaches the right place, even though there are thousands of branches in Nagaland and across India.
Format of the IFSC Code SBIN0018741
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tsurang Kong in Mokokchung.
For example, the IFSC Code SBIN0018741 of State Bank Of India for the Tsurang Kong branch includes these elements, identifying the bank and the branch location in Mokokchung and Nagaland accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0018741 of State Bank Of India for its Tsurang Kong branch located in Mokokchung, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Mokokchung and Mokokchung, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Tsurang Kong or Mokokchung to get the exact IFSC Code SBIN0018741.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Mokokchung, you'll get the correct details.
How to Use IFSC Code SBIN0018741 for Online Transfers?
If you have the IFSC Code SBIN0018741 for the Tsurang Kong branch of State Bank Of India in Mokokchung, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0018741. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0018741.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Tsurang Kong in Mokokchung, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Tsurang Kong, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mokokchung manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0018741.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Kichu Estate, House No-107, Mariani-Mokokchung Road, Chungtiayimsen,Tsurangkong, Dist.Mokokchung, Nagaland-798604 located in Mokokchung, Mokokchung, Nagaland.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.