IFSC Code of State Bank Of India, Treasury Branch Kohima, Kohima, Nagaland- SBIN0064387

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Treasury Branch Kohima branch in Kohima, Kohima, Nagaland, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Kohima or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code SBIN0064387. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Treasury Branch Kohima, Kohima

Below in the table are the key details related to IFSC Code SBIN0064387 of State Bank Of India for its branch located in Kohima, within the district of Kohima in the state of Nagaland.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Kohima for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064387 for the Treasury Branch Kohima branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Treasury Branch Kohima, Kohima, Nagaland, are allotted a unique IFSC like SBIN0064387 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kohima.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kohima and Kohima.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Treasury Branch Kohima reaches the right place, even though there are thousands of branches in Nagaland and across India.

Format of the IFSC Code SBIN0064387

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Treasury Branch Kohima in Kohima.

For example, the IFSC Code SBIN0064387 of State Bank Of India for the Treasury Branch Kohima branch includes these elements, identifying the bank and the branch location in Kohima and Nagaland accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0064387 of State Bank Of India for its Treasury Branch Kohima branch located in Kohima, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Kohima and Kohima, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Treasury Branch Kohima or Kohima to get the exact IFSC Code SBIN0064387.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Kohima, you'll get the correct details.

How to Use IFSC Code SBIN0064387 for Online Transfers?

Once you have the IFSC Code SBIN0064387 for the Treasury Branch Kohima branch of State Bank Of India in Kohima, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0064387. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064387.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Treasury Branch Kohima in Kohima may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Treasury Branch Kohima, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kohima to handle online money transfers and get their cheques cleared smoothly.