Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Kohima Nst Branch branch in Kohima, Kohima, Nagaland, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Kohima or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code SBIN0015556. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Kohima Nst Branch, Kohima
Here are the key points that are associated with the IFSC Code SBIN0015556 of State Bank Of India for its branch located in Kohima, within the district of Kohima in the state of Nagaland.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0015556 |
| Branch | Kohima Nst Branch |
| City | Kohima |
| District | Kohima |
| State | Nagaland |
| Address | Belhos Building, Near North Police Station , Church Road , Dist Kohima, Nagaland 797001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Kohima for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015556 for the Kohima Nst Branch branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Kohima Nst Branch, Kohima, Nagaland, are given a unique IFSC like SBIN0015556 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kohima.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kohima and Kohima.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to State Bank Of India in Kohima Nst Branch goes to the correct branch. This is important because State Bank Of India has thousands of branches in Nagaland and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SBIN0015556
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kohima Nst Branch in Kohima.
For example, the IFSC Code SBIN0015556 of State Bank Of India for the Kohima Nst Branch branch includes these elements, identifying the bank and the branch location in Kohima and Nagaland accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0015556 of State Bank Of India for its Kohima Nst Branch branch located in Kohima, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Kohima and Kohima, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Kohima Nst Branch or Kohima to get the exact IFSC Code SBIN0015556.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Kohima that will provide accurate information.
How to Use IFSC Code SBIN0015556 for Online Transfers?
Once you have the IFSC Code SBIN0015556 for the Kohima Nst Branch branch of State Bank Of India in Kohima, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0015556. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0015556.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Kohima Nst Branch in Kohima, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kohima Nst Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kohima manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0015556.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Belhos Building, Near North Police Station , Church Road , Dist Kohima, Nagaland 797001 located in Kohima, Kohima, Nagaland.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.