IFSC Code of State Bank Of India, Jakhama Town Branch, Kohima, Nagaland- SBIN0064545

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Jakhama Town Branch branch in Kohima, Kohima, or Nagaland, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Kohima or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code SBIN0064545. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Jakhama Town Branch, Kohima

Here are some of the key details that come with the IFSC Code SBIN0064545 of State Bank Of India for its branch located in Kohima, within the district of Kohima in the state of Nagaland.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Kohima for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064545 for the Jakhama Town Branch branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Jakhama Town Branch, Kohima, Nagaland, is provided with a unique IFSC like SBIN0064545 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Kohima.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kohima and Kohima.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Nagaland and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Jakhama Town Branch do not get mixed with another location.

Format of the IFSC Code SBIN0064545

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jakhama Town Branch in Kohima.

For example, the IFSC Code SBIN0064545 of State Bank Of India for the Jakhama Town Branch branch includes these elements, identifying the bank and the branch location in Kohima and Nagaland correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0064545 of State Bank Of India for its Jakhama Town Branch branch located in Kohima, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Kohima and Kohima, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Jakhama Town Branch or Kohima to get the exact IFSC Code SBIN0064545.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Kohima, then it will provide you proper information.

How to Use IFSC Code SBIN0064545 for Online Transfers?

Once you have the IFSC Code SBIN0064545 for the Jakhama Town Branch branch of State Bank Of India in Kohima, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0064545. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064545.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Jakhama Town Branch in Kohima, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Jakhama Town Branch, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kohima manage online transfers as well as cheque clearances with ease.