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IFSC Code of State Bank Of India, West Guwahati, Guwahati, Assam — SBIN0006878

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its West Guwahati branch in Kamrup, Guwahati, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0006878. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, West Guwahati, Kamrup

Here are the key points that are associated with the IFSC Code SBIN0006878 of State Bank Of India for its branch located in Kamrup, within the district of Guwahati in the state of Assam.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0006878
Branch West Guwahati
City Kamrup
District Guwahati
State Assam
Address West.Guwahati,A.T.Road,Guwahati,Bharalumukh,Dist.Kamrup,State.Assam

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Kamrup for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0006878 for the West Guwahati branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in West Guwahati, Kamrup, Assam, is provided a unique IFSC like SBIN0006878 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Kamrup.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kamrup and Guwahati.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in West Guwahati do not get misguided to another person.

Format of the IFSC Code SBIN0006878

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as West Guwahati in Kamrup.

For example, the IFSC Code SBIN0006878 of State Bank Of India for the West Guwahati branch includes these elements, identifying the bank and the branch location in Kamrup and Assam accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0006878 of State Bank Of India for its West Guwahati branch located in Kamrup, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Kamrup and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for West Guwahati or Kamrup to find the exact IFSC Code SBIN0006878.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Kamrup will provide accurate information.

How to Use IFSC Code SBIN0006878 for Online Transfers?

If you have the IFSC Code SBIN0006878 for the West Guwahati branch of State Bank Of India in Kamrup, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0006878. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0006878.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India West Guwahati in Kamrup, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in West Guwahati, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kamrup to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India West Guwahati Kamrup?

The IFSC Code of the West Guwahati Kamrup branch is SBIN0006878.

Is IFSC Code SBIN0006878 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India West Guwahati branch?

The branch is located at West.Guwahati,A.T.Road,Guwahati,Bharalumukh,Dist.Kamrup,State.Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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