Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Katlicherra branch in Hailakandi, Guwahati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Hailakandi or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0017218. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Katlicherra, Hailakandi

Below in the table are the key details related to IFSC Code SBIN0017218 of State Bank Of India for its branch located in Hailakandi, within the district of Guwahati in the state of Assam.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017218
Branch Katlicherra
City Hailakandi
District Guwahati
State Assam
Address Sbikatlicherrabranch,Nh154,Mainroad,Oppcmhsschool,Katlicherra,Distt.Hailakandi,Assam788161

These details help users in online banking and for businesses and individuals who use State Bank Of India in Hailakandi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017218 for the Katlicherra branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Katlicherra, Hailakandi, Assam, is provided with a unique IFSC like SBIN0017218 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Hailakandi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hailakandi and Guwahati.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Katlicherra do not get mixed with another location.

Format of the IFSC Code SBIN0017218

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Katlicherra in Hailakandi.

For example, the IFSC Code SBIN0017218 of State Bank Of India for the Katlicherra branch has these elements, identifying the bank and the branch location in Hailakandi and Assam correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0017218 of State Bank Of India for its Katlicherra branch located in Hailakandi, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Hailakandi and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Katlicherra or Hailakandi to get the exact IFSC Code SBIN0017218.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Hailakandi, then it will provide you proper information.

How to Use IFSC Code SBIN0017218 for Online Transfers?

Once you have the IFSC Code SBIN0017218 for the Katlicherra branch of State Bank Of India in Hailakandi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0017218. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017218.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Katlicherra in Hailakandi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Katlicherra, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hailakandi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Katlicherra, Hailakandi?

The IFSC Code is SBIN0017218.

Is the IFSC Code SBIN0017218 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Katlicherra?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Katlicherra branch?

The address of the branch is Sbikatlicherrabranch,Nh154,Mainroad,Oppcmhsschool,Katlicherra,Distt.Hailakandi,Assam788161 located in Hailakandi, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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