There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Sector-Thirty Nine, Gurugram branch in Gurugram, Gurugram, Haryana, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Gurugram or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code SBIN0063056. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Sector-Thirty Nine, Gurugram, Gurugram
Here are some of the key details that come with the IFSC Code SBIN0063056 of State Bank Of India for its branch located in Gurugram, within the district of Gurugram in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0063056 |
| Branch | Sector-Thirty Nine, Gurugram |
| City | Gurugram |
| District | Gurugram |
| State | Haryana |
| Address | Unit No 0005C,Ground Floor,Unitech Cyber Park,Sector - 39,Gurugram 122001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Gurugram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063056 for the Sector-Thirty Nine, Gurugram branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Sector-Thirty Nine, Gurugram, Gurugram, Haryana, are allotted a unique IFSC like SBIN0063056 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gurugram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gurugram and Gurugram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Sector-Thirty Nine, Gurugram reaches the right place, even though there are thousands of branches in Haryana and across India.
Format of the IFSC Code SBIN0063056
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sector-Thirty Nine, Gurugram in Gurugram.
For example, the IFSC Code SBIN0063056 of State Bank Of India for the Sector-Thirty Nine, Gurugram branch has these elements, identifying the bank and the branch location in Gurugram and Haryana correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0063056 of State Bank Of India for its Sector-Thirty Nine, Gurugram branch located in Gurugram, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Gurugram and Gurugram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Sector-Thirty Nine, Gurugram or Gurugram to get the exact IFSC Code SBIN0063056.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Gurugram that will provide accurate information.
How to Use IFSC Code SBIN0063056 for Online Transfers?
Once you have the IFSC Code SBIN0063056 for the Sector-Thirty Nine, Gurugram branch of State Bank Of India in Gurugram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0063056. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063056.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Sector-Thirty Nine, Gurugram in Gurugram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Sector-Thirty Nine, Gurugram, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Gurugram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sector-Thirty Nine, Gurugram Gurugram branch is SBIN0063056.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Unit No 0005C,Ground Floor,Unitech Cyber Park,Sector - 39,Gurugram 122001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.