There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Sector-, Gurugram branch in Gurugram, Gurugram, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Gurugram or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code SBIN0062249. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Sector-, Gurugram, Gurugram

Here are the key points that are associated with the IFSC Code SBIN0062249 of State Bank Of India for its branch located in Gurugram, within the district of Gurugram in the state of Haryana.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0062249
Branch Sector-, Gurugram
City Gurugram
District Gurugram
State Haryana
Address Express Trade Tower-3,Plot No 79,Sector-34,Near Hero Honda Chowk,Gurugram 122001

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Gurugram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0062249 for the Sector-, Gurugram branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Sector-, Gurugram, Gurugram, Haryana, are allotted a unique IFSC like SBIN0062249 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gurugram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gurugram and Gurugram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Sector-, Gurugram reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code SBIN0062249

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sector-, Gurugram in Gurugram.

For example, the IFSC Code SBIN0062249 of State Bank Of India for the Sector-, Gurugram branch has these elements, identifying the bank and the branch location in Gurugram and Haryana correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0062249 of State Bank Of India for its Sector-, Gurugram branch located in Gurugram, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Gurugram and Gurugram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Sector-, Gurugram or Gurugram to get the exact IFSC Code SBIN0062249.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Gurugram, then it will provide you proper information.

How to Use IFSC Code SBIN0062249 for Online Transfers?

Once you have the IFSC Code SBIN0062249 for the Sector-, Gurugram branch of State Bank Of India in Gurugram, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0062249. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0062249.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Sector-, Gurugram in Gurugram, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Sector-, Gurugram, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gurugram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Sector-, Gurugram, Gurugram?

The IFSC Code is SBIN0062249.

Is the IFSC Code SBIN0062249 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Sector-, Gurugram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sector-, Gurugram branch?

The address of the branch is Express Trade Tower-3,Plot No 79,Sector-34,Near Hero Honda Chowk,Gurugram 122001 located in Gurugram, Gurugram, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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