IFSC Code of State Bank Of India, Racpc-Ii Gurugram, Gurugram, Haryana- SBIN0063774

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Racpc-Ii Gurugram branch in Gurugram, Gurugram, Haryana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Gurugram or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code SBIN0063774. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Racpc-Ii Gurugram, Gurugram

The table below shows the main details of the IFSC Code SBIN0063774 for the State Bank Of India branch in Gurugram, which falls under the Gurugram district in Haryana.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Gurugram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063774 for the Racpc-Ii Gurugram branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Racpc-Ii Gurugram, Gurugram, Haryana, is provided a unique IFSC like SBIN0063774 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Gurugram.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Gurugram and Gurugram.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Racpc-Ii Gurugram do not get misguided to another person.

Format of the IFSC Code SBIN0063774

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Racpc-Ii Gurugram in Gurugram.

For example, the IFSC Code SBIN0063774 of State Bank Of India for the Racpc-Ii Gurugram branch has these elements, identifying the bank and the branch location in Gurugram and Haryana correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0063774 of State Bank Of India for its Racpc-Ii Gurugram branch located in Gurugram, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Gurugram and Gurugram, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Racpc-Ii Gurugram or Gurugram to get the exact IFSC Code SBIN0063774.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Gurugram, you'll get the correct details.

How to Use IFSC Code SBIN0063774 for Online Transfers?

Once you have the IFSC Code SBIN0063774 for the Racpc-Ii Gurugram branch of State Bank Of India in Gurugram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0063774. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063774.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Racpc-Ii Gurugram in Gurugram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Racpc-Ii Gurugram, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gurugram manage online transfers as well as cheque clearances with ease.