IFSC Code of Saurashtra Gramin Bank, Mota Vadala, Jamnagar, Gujarat — SGBA0000125

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Saurashtra Gramin Bank for its Mota Vadala branch in Mota Vadala, Jamnagar, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Saurashtra Gramin Bank located in Mota Vadala or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000125. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Saurashtra Gramin Bank, Mota Vadala, Mota Vadala

Here are the main details that are associated with the IFSC Code SGBA0000125 of Saurashtra Gramin Bank for its branch located in Mota Vadala, within the district of Jamnagar in the state of Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use Saurashtra Gramin Bank in Mota Vadala for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000125 for the Mota Vadala branch of Saurashtra Gramin Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saurashtra Gramin Bank located in Mota Vadala, Mota Vadala, Gujarat, are allotted a unique IFSC like SGBA0000125 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Mota Vadala.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Mota Vadala and Jamnagar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Saurashtra Gramin Bank in Mota Vadala reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code SGBA0000125

The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Saurashtra Gramin Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mota Vadala in Mota Vadala.

For example, the IFSC Code SGBA0000125 of Saurashtra Gramin Bank for the Mota Vadala branch includes these elements, identifying the bank and the branch location in Mota Vadala and Gujarat accurately.

How to Find IFSC Code for Saurashtra Gramin Bank?

If you are looking for the IFSC Code SGBA0000125 of Saurashtra Gramin Bank for its Mota Vadala branch located in Mota Vadala, the following methods can help:

Cheque Book

The cheque book that is issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Saurashtra Gramin Bank branches in Mota Vadala and Jamnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Saurashtra Gramin Bank and look for the branch locator section, then search for Mota Vadala or Mota Vadala to get the exact IFSC Code SGBA0000125.

Mobile Banking App

If you use Saurashtra Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Saurashtra Gramin Bank and Mota Vadala, then it will provide you proper information.

How to Use IFSC Code SGBA0000125 for Online Transfers?

Once you have the IFSC Code SGBA0000125 for the Mota Vadala branch of Saurashtra Gramin Bank in Mota Vadala, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SGBA0000125. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000125.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saurashtra Gramin Bank Mota Vadala in Mota Vadala, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Mota Vadala, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Saurashtra Gramin Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mota Vadala to handle online money transfers and get their cheques cleared smoothly.