The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saurashtra Gramin Bank for its Pipertoda branch in Pipertoda, Jamnagar, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Saurashtra Gramin Bank located in Pipertoda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000130. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Saurashtra Gramin Bank, Pipertoda, Pipertoda

The table below shows the main details of the IFSC Code SGBA0000130 for the Saurashtra Gramin Bank branch in Pipertoda, which falls under the Jamnagar district in Gujarat.

Particulars Details
Bank Saurashtra Gramin Bank
IFSC Code SGBA0000130
Branch Pipertoda
City Pipertoda
District Jamnagar
State Gujarat
Address Main Bazar, Pipertoda

These details helps users in online banking and for businesses and individuals who use Saurashtra Gramin Bank in Pipertoda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000130 for the Pipertoda branch of Saurashtra Gramin Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saurashtra Gramin Bank located in Pipertoda, Pipertoda, Gujarat, is provided with a unique IFSC like SGBA0000130 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Saurashtra Gramin Bank branch in Pipertoda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pipertoda and Jamnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Saurashtra Gramin Bank in Pipertoda do not get mixed with another location.

Format of the IFSC Code SGBA0000130

The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Saurashtra Gramin Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pipertoda in Pipertoda.

For example, the IFSC Code SGBA0000130 of Saurashtra Gramin Bank for the Pipertoda branch includes these elements, identifying the bank and the branch location in Pipertoda and Gujarat accurately.

How to Find IFSC Code for Saurashtra Gramin Bank?

If you are trying to find the IFSC Code SGBA0000130 of Saurashtra Gramin Bank for its Pipertoda branch located in Pipertoda, the following methods can help:

Cheque Book

The cheque book issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Saurashtra Gramin Bank branches in Pipertoda and Jamnagar, print them on the first page of your passbook.

Bank Website

Visit the official website of Saurashtra Gramin Bank and navigate to the branch locator section. Search for Pipertoda or Pipertoda to get the exact IFSC Code SGBA0000130.

Mobile Banking App

If you use Saurashtra Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Saurashtra Gramin Bank and Pipertoda, you'll get the correct details.

How to Use IFSC Code SGBA0000130 for Online Transfers?

If you have the IFSC Code SGBA0000130 for the Pipertoda branch of Saurashtra Gramin Bank in Pipertoda, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SGBA0000130. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000130.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Saurashtra Gramin Bank Pipertoda in Pipertoda, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Pipertoda, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Saurashtra Gramin Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pipertoda to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Saurashtra Gramin Bank in Pipertoda, Pipertoda?

The IFSC Code is SGBA0000130.

Is the IFSC Code SGBA0000130 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Saurashtra Gramin Bank Pipertoda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pipertoda branch?

The address of the branch is Main Bazar, Pipertoda located in Pipertoda, Jamnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby Saurashtra Gramin Bank Branches

Back to Top