IFSC Code of Saurashtra Gramin Bank, Beraja, Jamnagar, Gujarat- SGBA0000128

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saurashtra Gramin Bank for its Beraja branch in Beraja, Jamnagar, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Saurashtra Gramin Bank located in Beraja or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000128. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Saurashtra Gramin Bank, Beraja, Beraja

Below in the table are the key details related to IFSC Code SGBA0000128 of Saurashtra Gramin Bank for its branch located in Beraja, within the district of Jamnagar in the state of Gujarat.

These details are important not only for users using online banking but also for businesses and individuals who use Saurashtra Gramin Bank in Beraja for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SGBA0000128 for the Beraja branch of Saurashtra Gramin Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saurashtra Gramin Bank located in Beraja, Beraja, Gujarat, is provided a unique IFSC like SGBA0000128 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Saurashtra Gramin Bank branch in Beraja.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Beraja and Jamnagar.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Saurashtra Gramin Bank in Beraja do not get misguided to another person.

Format of the IFSC Code SGBA0000128

The format of the IFSC Code for banks, including Saurashtra Gramin Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Saurashtra Gramin Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Beraja in Beraja.

For example, the IFSC Code SGBA0000128 of Saurashtra Gramin Bank for the Beraja branch includes these elements, identifying the bank and the branch location in Beraja and Gujarat correctly.

How to Find IFSC Code for Saurashtra Gramin Bank?

If you are trying to find the IFSC Code SGBA0000128 of Saurashtra Gramin Bank for its Beraja branch located in Beraja, the following methods can help:

Cheque Book

The cheque books that are issued by Saurashtra Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Saurashtra Gramin Bank branches in Beraja and Jamnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Saurashtra Gramin Bank and find the branch locator section. Search for Beraja or Beraja to get the exact IFSC Code SGBA0000128.

Mobile Banking App

If you use Saurashtra Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Saurashtra Gramin Bank and Beraja that will provide accurate information.

How to Use IFSC Code SGBA0000128 for Online Transfers?

Once you have the IFSC Code SGBA0000128 for the Beraja branch of Saurashtra Gramin Bank in Beraja, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SGBA0000128. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000128.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Saurashtra Gramin Bank Beraja in Beraja, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Beraja, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Saurashtra Gramin Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Beraja to handle online money transfers and get their cheques cleared smoothly.