IFSC Code of Saurashtra Gramin Bank, Amra, Jamnagar, Gujarat — SGBA0000102

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Saurashtra Gramin Bank for its Amra branch in Amra, Jamnagar, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Saurashtra Gramin Bank situated in Amra or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SGBA0000102. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Saurashtra Gramin Bank, Amra, Amra

Below in the table are the key details related to IFSC Code SGBA0000102 of Saurashtra Gramin Bank for its branch located in Amra, within the district of Jamnagar in the state of Gujarat.

These details help users in online banking and for businesses and individuals who use Saurashtra Gramin Bank in Amra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000102 for the Amra branch of Saurashtra Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saurashtra Gramin Bank located in Amra, Amra, Gujarat, are given a unique IFSC like SGBA0000102 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Amra.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Amra and Jamnagar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Saurashtra Gramin Bank in Amra goes to the correct branch. This is important because Saurashtra Gramin Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SGBA0000102

The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Saurashtra Gramin Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Amra in Amra.

For example, the IFSC Code SGBA0000102 of Saurashtra Gramin Bank for the Amra branch includes these elements, identifying the bank and the branch location in Amra and Gujarat accurately.

How to Find IFSC Code for Saurashtra Gramin Bank?

If you are trying to find the IFSC Code SGBA0000102 of Saurashtra Gramin Bank for its Amra branch located in Amra, the following methods can help:

Cheque Book

The cheque book issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Saurashtra Gramin Bank branches in Amra and Jamnagar, print them on the first page of your passbook.

Bank Website

Visit the official website of Saurashtra Gramin Bank and navigate to the branch locator section. Search for Amra or Amra to get the exact IFSC Code SGBA0000102.

Mobile Banking App

If you use Saurashtra Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Saurashtra Gramin Bank and Amra, you'll get the correct details.

How to Use IFSC Code SGBA0000102 for Online Transfers?

If you have the IFSC Code SGBA0000102 for the Amra branch of Saurashtra Gramin Bank in Amra, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SGBA0000102. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000102.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Saurashtra Gramin Bank Amra in Amra, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Saurashtra Gramin Bank in Amra, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Saurashtra Gramin Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Amra manage online transfers as well as cheque clearances with ease.