There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Keshavpur Pehrua, Distt. Gonda branch in Up, Gonda, Up, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Up or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0202400. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Keshavpur Pehrua, Distt. Gonda, Up
Below in the table are the key details related to IFSC Code PUNB0202400 of Punjab National Bank for its branch located in Up, within the district of Gonda, Up in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0202400 |
| Branch | Keshavpur Pehrua, Distt. Gonda |
| City | Up |
| District | Gonda, Up |
| State | Uttar Pradesh |
| Address | Keshavpur Pehrua, Distt. Gonda |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Up for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0202400 for the Keshavpur Pehrua, Distt. Gonda branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0202400 is given to every bank branch, including Punjab National Bank located in Keshavpur Pehrua, Distt. Gonda, Up, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Up.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Up and Gonda, Up.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Keshavpur Pehrua, Distt. Gonda doesn't end up at another location.
Format of the IFSC Code PUNB0202400
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Keshavpur Pehrua, Distt. Gonda in Up.
For example, the IFSC Code PUNB0202400 of Punjab National Bank for the Keshavpur Pehrua, Distt. Gonda branch includes these elements, identifying the bank and the branch location in Up and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0202400 of Punjab National Bank for its Keshavpur Pehrua, Distt. Gonda branch located in Up, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Up and Gonda, Up, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Keshavpur Pehrua, Distt. Gonda or Up to get the exact IFSC Code PUNB0202400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Up that will provide accurate information.
How to Use IFSC Code PUNB0202400 for Online Transfers?
Once you have the IFSC Code PUNB0202400 for the Keshavpur Pehrua, Distt. Gonda branch of Punjab National Bank in Up, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0202400. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0202400.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Keshavpur Pehrua, Distt. Gonda in Up, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Keshavpur Pehrua, Distt. Gonda, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Up manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0202400.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Keshavpur Pehrua, Distt. Gonda located in Up, Gonda, Up, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.