There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Kahova, Gonda branch in Kahova Chauraha Main Road, Dalpatpur, Gonda, Up, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Kahova Chauraha Main Road, Dalpatpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0779500. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Kahova, Gonda, Kahova Chauraha Main Road, Dalpatpur
The table below shows the main details of the IFSC Code PUNB0779500 for the Punjab National Bank branch in Kahova Chauraha Main Road, Dalpatpur, which falls under the Gonda, Up district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0779500 |
| Branch | Kahova, Gonda |
| City | Kahova Chauraha Main Road, Dalpatpur |
| District | Gonda, Up |
| State | Uttar Pradesh |
| Address | Punjab National Bank |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Kahova Chauraha Main Road, Dalpatpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0779500 for the Kahova, Gonda branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Kahova, Gonda, Kahova Chauraha Main Road, Dalpatpur, Uttar Pradesh, is provided with a unique IFSC like PUNB0779500 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Kahova Chauraha Main Road, Dalpatpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kahova Chauraha Main Road, Dalpatpur and Gonda, Up.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Kahova, Gonda do not get mixed with another location.
Format of the IFSC Code PUNB0779500
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kahova, Gonda in Kahova Chauraha Main Road, Dalpatpur.
For example, the IFSC Code PUNB0779500 of Punjab National Bank for the Kahova, Gonda branch has these elements, identifying the bank and the branch location in Kahova Chauraha Main Road, Dalpatpur and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0779500 of Punjab National Bank for its Kahova, Gonda branch located in Kahova Chauraha Main Road, Dalpatpur, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Kahova Chauraha Main Road, Dalpatpur and Gonda, Up, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Kahova, Gonda or Kahova Chauraha Main Road, Dalpatpur to get the exact IFSC Code PUNB0779500.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Kahova Chauraha Main Road, Dalpatpur, you'll get the correct details.
How to Use IFSC Code PUNB0779500 for Online Transfers?
Once you have the IFSC Code PUNB0779500 for the Kahova, Gonda branch of Punjab National Bank in Kahova Chauraha Main Road, Dalpatpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0779500. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0779500.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Kahova, Gonda in Kahova Chauraha Main Road, Dalpatpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kahova, Gonda, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kahova Chauraha Main Road, Dalpatpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0779500.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Punjab National Bank located in Kahova Chauraha Main Road, Dalpatpur, Gonda, Up, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
