There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Baragaon Gonda, Distt. Gonda ( branch in Up, Gonda, Up, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Up or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0186400. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Baragaon Gonda, Distt. Gonda (, Up
Below in the table are the key details related to IFSC Code PUNB0186400 of Punjab National Bank for its branch located in Up, within the district of Gonda, Up in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0186400 |
| Branch | Baragaon Gonda, Distt. Gonda ( |
| City | Up |
| District | Gonda, Up |
| State | Uttar Pradesh |
| Address | Bargaon, Distt Gonda |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Up for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0186400 for the Baragaon Gonda, Distt. Gonda ( branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Baragaon Gonda, Distt. Gonda (, Up, Uttar Pradesh, is provided a unique IFSC like PUNB0186400 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Up.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Up and Gonda, Up.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Baragaon Gonda, Distt. Gonda ( do not get misguided to another person.
Format of the IFSC Code PUNB0186400
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baragaon Gonda, Distt. Gonda ( in Up.
For example, the IFSC Code PUNB0186400 of Punjab National Bank for the Baragaon Gonda, Distt. Gonda ( branch includes these elements, identifying the bank and the branch location in Up and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0186400 of Punjab National Bank for its Baragaon Gonda, Distt. Gonda ( branch located in Up, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Up and Gonda, Up, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Baragaon Gonda, Distt. Gonda ( or Up to get the exact IFSC Code PUNB0186400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Up, you'll get the correct details.
How to Use IFSC Code PUNB0186400 for Online Transfers?
Once you have the IFSC Code PUNB0186400 for the Baragaon Gonda, Distt. Gonda ( branch of Punjab National Bank in Up, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0186400. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0186400.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Baragaon Gonda, Distt. Gonda ( in Up may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Baragaon Gonda, Distt. Gonda (, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Up to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0186400.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bargaon, Distt Gonda located in Up, Gonda, Up, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
