IFSC Code of Punjab National Bank, Back Office, B.T. Ganj Roorkee, Roorkee, Uttarakhand- PUNB0546700

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Back Office, B.T. Ganj Roorkee branch in Roorkee, Roorkee, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Roorkee or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code PUNB0546700. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Back Office, B.T. Ganj Roorkee, Roorkee

The table below shows the main details of the IFSC Code PUNB0546700 for the Punjab National Bank branch in Roorkee, which falls under the Roorkee district in Uttarakhand.

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Roorkee for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0546700 for the Back Office, B.T. Ganj Roorkee branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Back Office, B.T. Ganj Roorkee, Roorkee, Uttarakhand, is provided a unique IFSC like PUNB0546700 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Punjab National Bank branch in Roorkee.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Roorkee and Roorkee.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Back Office, B.T. Ganj Roorkee do not get misguided to another person.

Format of the IFSC Code PUNB0546700

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Back Office, B.T. Ganj Roorkee in Roorkee.

For example, the IFSC Code PUNB0546700 of Punjab National Bank for the Back Office, B.T. Ganj Roorkee branch has these elements, identifying the bank and the branch location in Roorkee and Uttarakhand correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0546700 of Punjab National Bank for its Back Office, B.T. Ganj Roorkee branch located in Roorkee, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Roorkee and Roorkee, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Back Office, B.T. Ganj Roorkee or Roorkee to get the exact IFSC Code PUNB0546700.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Roorkee, then it will provide you proper information.

How to Use IFSC Code PUNB0546700 for Online Transfers?

If you have the IFSC Code PUNB0546700 for the Back Office, B.T. Ganj Roorkee branch of Punjab National Bank in Roorkee, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0546700. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0546700.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Back Office, B.T. Ganj Roorkee in Roorkee, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Back Office, B.T. Ganj Roorkee, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Roorkee to handle online money transfers and get their cheques cleared smoothly.