IFSC Code of Punjab National Bank, Raipur-Bhagwanpur, Roorkee, Uttarakhand- PUNB0131010

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Raipur-Bhagwanpur branch in Hardwar, Roorkee, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Hardwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PUNB0131010. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Raipur-Bhagwanpur, Hardwar

The table below shows the main details of the IFSC Code PUNB0131010 for the Punjab National Bank branch in Hardwar, which falls under the Roorkee district in Uttarakhand.

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Hardwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0131010 for the Raipur-Bhagwanpur branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Raipur-Bhagwanpur, Hardwar, Uttarakhand, is provided with a unique IFSC like PUNB0131010 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in Hardwar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Hardwar and Roorkee.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Raipur-Bhagwanpur do not get mixed with another location.

Format of the IFSC Code PUNB0131010

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raipur-Bhagwanpur in Hardwar.

For example, the IFSC Code PUNB0131010 of Punjab National Bank for the Raipur-Bhagwanpur branch includes these elements, identifying the bank and the branch location in Hardwar and Uttarakhand correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0131010 of Punjab National Bank for its Raipur-Bhagwanpur branch located in Hardwar, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Hardwar and Roorkee, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Raipur-Bhagwanpur or Hardwar to get the exact IFSC Code PUNB0131010.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Hardwar, you'll get the correct details.

How to Use IFSC Code PUNB0131010 for Online Transfers?

Once you have the IFSC Code PUNB0131010 for the Raipur-Bhagwanpur branch of Punjab National Bank in Hardwar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0131010. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0131010.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Raipur-Bhagwanpur in Hardwar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Raipur-Bhagwanpur, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Hardwar manage online transfers as well as cheque clearances with ease.