IFSC Code of Punjab National Bank, Roorkee Civil Lines, Distt. Ha, Roorkee, Uttarakhand- PUNB0092400

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Roorkee Civil Lines, Distt. Ha branch in Roorkee, Roorkee, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Roorkee or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PUNB0092400. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Roorkee Civil Lines, Distt. Ha, Roorkee

The table below shows the main details of the IFSC Code PUNB0092400 for the Punjab National Bank branch in Roorkee, which falls under the Roorkee district in Uttarakhand.

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Roorkee for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0092400 for the Roorkee Civil Lines, Distt. Ha branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0092400 is given to every bank branch, including Punjab National Bank located in Roorkee Civil Lines, Distt. Ha, Roorkee, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in Roorkee.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Roorkee and Roorkee.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Roorkee Civil Lines, Distt. Ha doesn't end up at another location.

Format of the IFSC Code PUNB0092400

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Roorkee Civil Lines, Distt. Ha in Roorkee.

For example, the IFSC Code PUNB0092400 of Punjab National Bank for the Roorkee Civil Lines, Distt. Ha branch includes these elements, identifying the bank and the branch location in Roorkee and Uttarakhand accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0092400 of Punjab National Bank for its Roorkee Civil Lines, Distt. Ha branch located in Roorkee, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Roorkee and Roorkee, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Roorkee Civil Lines, Distt. Ha or Roorkee to get the exact IFSC Code PUNB0092400.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Roorkee that will provide accurate information.

How to Use IFSC Code PUNB0092400 for Online Transfers?

Once you have the IFSC Code PUNB0092400 for the Roorkee Civil Lines, Distt. Ha branch of Punjab National Bank in Roorkee, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0092400. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0092400.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Roorkee Civil Lines, Distt. Ha in Roorkee may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Roorkee Civil Lines, Distt. Ha, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Roorkee manage online transfers as well as cheque clearances with ease.