The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Padrauna, Vikash Bhawan branch in Padrauna, Kushi Nagar, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Padrauna or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0477800. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Padrauna, Vikash Bhawan, Padrauna
The table below shows the main details of the IFSC Code PUNB0477800 for the Punjab National Bank branch in Padrauna, which falls under the Kushi Nagar district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0477800 |
| Branch | Padrauna, Vikash Bhawan |
| City | Padrauna |
| District | Kushi Nagar |
| State | Uttar Pradesh |
| Address | Vikash Bhawan |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Padrauna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0477800 for the Padrauna, Vikash Bhawan branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Padrauna, Vikash Bhawan, Padrauna, Uttar Pradesh, are allotted a unique IFSC like PUNB0477800 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Padrauna.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Padrauna and Kushi Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Padrauna, Vikash Bhawan reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code PUNB0477800
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Padrauna, Vikash Bhawan in Padrauna.
For example, the IFSC Code PUNB0477800 of Punjab National Bank for the Padrauna, Vikash Bhawan branch has these elements, identifying the bank and the branch location in Padrauna and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0477800 of Punjab National Bank for its Padrauna, Vikash Bhawan branch located in Padrauna, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Padrauna and Kushi Nagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Padrauna, Vikash Bhawan or Padrauna to get the exact IFSC Code PUNB0477800.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Padrauna, then it will provide you proper information.
How to Use IFSC Code PUNB0477800 for Online Transfers?
Once you have the IFSC Code PUNB0477800 for the Padrauna, Vikash Bhawan branch of Punjab National Bank in Padrauna, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0477800. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0477800.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Padrauna, Vikash Bhawan in Padrauna may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Padrauna, Vikash Bhawan, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Padrauna manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0477800.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vikash Bhawan located in Padrauna, Kushi Nagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.