Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Tamkuhi Road, Distt.Kushinaga6 branch in Kushi Nagar, Kushi Nagar, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Kushi Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0087100. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Tamkuhi Road, Distt.Kushinaga6, Kushi Nagar
Below in the table are the key details related to IFSC Code PUNB0087100 of Punjab National Bank for its branch located in Kushi Nagar, within the district of Kushi Nagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0087100 |
| Branch | Tamkuhi Road, Distt.Kushinaga6 |
| City | Kushi Nagar |
| District | Kushi Nagar |
| State | Uttar Pradesh |
| Address | Tamkuhi Road |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Kushi Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0087100 for the Tamkuhi Road, Distt.Kushinaga6 branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Tamkuhi Road, Distt.Kushinaga6, Kushi Nagar, Uttar Pradesh, are given a unique IFSC like PUNB0087100 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kushi Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kushi Nagar and Kushi Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab National Bank in Tamkuhi Road, Distt.Kushinaga6 goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PUNB0087100
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tamkuhi Road, Distt.Kushinaga6 in Kushi Nagar.
For example, the IFSC Code PUNB0087100 of Punjab National Bank for the Tamkuhi Road, Distt.Kushinaga6 branch includes these elements, identifying the bank and the branch location in Kushi Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0087100 of Punjab National Bank for its Tamkuhi Road, Distt.Kushinaga6 branch located in Kushi Nagar, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Kushi Nagar and Kushi Nagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Tamkuhi Road, Distt.Kushinaga6 or Kushi Nagar to get the exact IFSC Code PUNB0087100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Kushi Nagar that will provide accurate information.
How to Use IFSC Code PUNB0087100 for Online Transfers?
Once you have the IFSC Code PUNB0087100 for the Tamkuhi Road, Distt.Kushinaga6 branch of Punjab National Bank in Kushi Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0087100. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0087100.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Tamkuhi Road, Distt.Kushinaga6 in Kushi Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Tamkuhi Road, Distt.Kushinaga6, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kushi Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tamkuhi Road, Distt.Kushinaga6 Kushi Nagar branch is PUNB0087100.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Tamkuhi Road.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.