IFSC Code of Punjab National Bank, Padruna Shubhash Chowk,, Kushi Nagar, Uttar Pradesh — PUNB0187900

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Padruna Shubhash Chowk, branch in Kushi Nagar, Kushi Nagar, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Kushi Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0187900. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Padruna Shubhash Chowk,, Kushi Nagar

Here are the main details that are associated with the IFSC Code PUNB0187900 of Punjab National Bank for its branch located in Kushi Nagar, within the district of Kushi Nagar in the state of Uttar Pradesh.

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Kushi Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0187900 for the Padruna Shubhash Chowk, branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Padruna Shubhash Chowk,, Kushi Nagar, Uttar Pradesh, are allotted a unique IFSC like PUNB0187900 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kushi Nagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kushi Nagar and Kushi Nagar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Padruna Shubhash Chowk, reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code PUNB0187900

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Padruna Shubhash Chowk, in Kushi Nagar.

For example, the IFSC Code PUNB0187900 of Punjab National Bank for the Padruna Shubhash Chowk, branch has these elements, identifying the bank and the branch location in Kushi Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0187900 of Punjab National Bank for its Padruna Shubhash Chowk, branch located in Kushi Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Kushi Nagar and Kushi Nagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Padruna Shubhash Chowk, or Kushi Nagar to find the exact IFSC Code PUNB0187900.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Kushi Nagar will provide accurate information.

How to Use IFSC Code PUNB0187900 for Online Transfers?

Once you have the IFSC Code PUNB0187900 for the Padruna Shubhash Chowk, branch of Punjab National Bank in Kushi Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0187900. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0187900.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Padruna Shubhash Chowk, in Kushi Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Padruna Shubhash Chowk,, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kushi Nagar manage online transfers as well as cheque clearances with ease.