The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Zonal Office- Calicut branch in Mini Bye Pass Road, Govindpuram Calicut, Kozhikode, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Mini Bye Pass Road, Govindpuram Calicut or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code PUNB0427700. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Zonal Office- Calicut, Mini Bye Pass Road, Govindpuram Calicut
Here are the main details that are associated with the IFSC Code PUNB0427700 of Punjab National Bank for its branch located in Mini Bye Pass Road, Govindpuram Calicut, within the district of Kozhikode in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0427700 |
| Branch | Zonal Office- Calicut |
| City | Mini Bye Pass Road, Govindpuram Calicut |
| District | Kozhikode |
| State | Kerala |
| Address | Shatadbhi Bhavan Service, Block |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Mini Bye Pass Road, Govindpuram Calicut for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0427700 for the Zonal Office- Calicut branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Zonal Office- Calicut, Mini Bye Pass Road, Govindpuram Calicut, Kerala, is provided a unique IFSC like PUNB0427700 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Mini Bye Pass Road, Govindpuram Calicut.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Mini Bye Pass Road, Govindpuram Calicut and Kozhikode.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Zonal Office- Calicut do not get misguided to another person.
Format of the IFSC Code PUNB0427700
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Zonal Office- Calicut in Mini Bye Pass Road, Govindpuram Calicut.
For example, the IFSC Code PUNB0427700 of Punjab National Bank for the Zonal Office- Calicut branch includes these elements, identifying the bank and the branch location in Mini Bye Pass Road, Govindpuram Calicut and Kerala accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0427700 of Punjab National Bank for its Zonal Office- Calicut branch located in Mini Bye Pass Road, Govindpuram Calicut, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Punjab National Bank branches in Mini Bye Pass Road, Govindpuram Calicut and Kozhikode, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Zonal Office- Calicut or Mini Bye Pass Road, Govindpuram Calicut to get the exact IFSC Code PUNB0427700.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Mini Bye Pass Road, Govindpuram Calicut, you'll get the correct details.
How to Use IFSC Code PUNB0427700 for Online Transfers?
Once you have the IFSC Code PUNB0427700 for the Zonal Office- Calicut branch of Punjab National Bank in Mini Bye Pass Road, Govindpuram Calicut, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0427700. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0427700.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Zonal Office- Calicut in Mini Bye Pass Road, Govindpuram Calicut, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Zonal Office- Calicut, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mini Bye Pass Road, Govindpuram Calicut manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Zonal Office- Calicut Mini Bye Pass Road, Govindpuram Calicut branch is PUNB0427700.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shatadbhi Bhavan Service, Block.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
