IFSC Code of Punjab National Bank, Eranhipalam(Calicut), Kozhikode, Kerala- PUNB0427200

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Eranhipalam(Calicut) branch in Eranhipalam, Calicut, Kozhikode, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Eranhipalam, Calicut or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code PUNB0427200. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Eranhipalam(Calicut), Eranhipalam, Calicut

Below in the table are the key details related to IFSC Code PUNB0427200 of Punjab National Bank for its branch located in Eranhipalam, Calicut, within the district of Kozhikode in the state of Kerala.

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Eranhipalam, Calicut for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0427200 for the Eranhipalam(Calicut) branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Eranhipalam(Calicut), Eranhipalam, Calicut, Kerala, is provided a unique IFSC like PUNB0427200 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Punjab National Bank branch in Eranhipalam, Calicut.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Eranhipalam, Calicut and Kozhikode.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Eranhipalam(Calicut) do not get misguided to another person.

Format of the IFSC Code PUNB0427200

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Eranhipalam(Calicut) in Eranhipalam, Calicut.

For example, the IFSC Code PUNB0427200 of Punjab National Bank for the Eranhipalam(Calicut) branch includes these elements, identifying the bank and the branch location in Eranhipalam, Calicut and Kerala accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0427200 of Punjab National Bank for its Eranhipalam(Calicut) branch located in Eranhipalam, Calicut, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Eranhipalam, Calicut and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Eranhipalam(Calicut) or Eranhipalam, Calicut to get the exact IFSC Code PUNB0427200.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Eranhipalam, Calicut, then it will provide you proper information.

How to Use IFSC Code PUNB0427200 for Online Transfers?

Once you have the IFSC Code PUNB0427200 for the Eranhipalam(Calicut) branch of Punjab National Bank in Eranhipalam, Calicut, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0427200. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0427200.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Eranhipalam(Calicut) in Eranhipalam, Calicut may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Eranhipalam(Calicut), here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Eranhipalam, Calicut manage their online transfers and cheque clearances easily.