IFSC Code of Punjab National Bank, Bank Road Calicut, Kozhikode, Kerala- PUNB0425700

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Bank Road Calicut branch in Bank Road Calicut, Kozhikode, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Bank Road Calicut or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code PUNB0425700. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Bank Road Calicut, Bank Road Calicut

Below in the table are the key details related to IFSC Code PUNB0425700 of Punjab National Bank for its branch located in Bank Road Calicut, within the district of Kozhikode in the state of Kerala.

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Bank Road Calicut for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0425700 for the Bank Road Calicut branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Bank Road Calicut, Bank Road Calicut, Kerala, are given a unique IFSC like PUNB0425700 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Bank Road Calicut.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Bank Road Calicut and Kozhikode.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Bank Road Calicut goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0425700

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bank Road Calicut in Bank Road Calicut.

For example, the IFSC Code PUNB0425700 of Punjab National Bank for the Bank Road Calicut branch includes these elements, identifying the bank and the branch location in Bank Road Calicut and Kerala correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0425700 of Punjab National Bank for its Bank Road Calicut branch located in Bank Road Calicut, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Bank Road Calicut and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Bank Road Calicut or Bank Road Calicut to get the exact IFSC Code PUNB0425700.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Bank Road Calicut that will provide accurate information.

How to Use IFSC Code PUNB0425700 for Online Transfers?

Once you have the IFSC Code PUNB0425700 for the Bank Road Calicut branch of Punjab National Bank in Bank Road Calicut, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0425700. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0425700.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Bank Road Calicut in Bank Road Calicut, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Bank Road Calicut, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bank Road Calicut manage their online transfers and cheque clearances easily.