There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of North East Small Finance Bank Limited for its Kailashpur Rani branch in Kamrup Rural, Guwahati, Assam, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of North East Small Finance Bank Limited situated in Kamrup Rural or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code NESF0000165. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for North East Small Finance Bank Limited, Kailashpur Rani, Kamrup Rural
Below in the table are the key details related to IFSC Code NESF0000165 of North East Small Finance Bank Limited for its branch located in Kamrup Rural, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000165 |
| Branch | Kailashpur Rani |
| City | Kamrup Rural |
| District | Guwahati |
| State | Assam |
| Address | Rani Forest Chowk,P.O-Rani,P.S-Palashbari,Dist-Kamrup,Assam State,Pin-781131 |
These details help users in online banking and for businesses and individuals who use North East Small Finance Bank Limited in Kamrup Rural for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000165 for the Kailashpur Rani branch of North East Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like NESF0000165 is given to every bank branch, including North East Small Finance Bank Limited located in Kailashpur Rani, Kamrup Rural, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the North East Small Finance Bank Limited branch in Kamrup Rural.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kamrup Rural and Guwahati.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Kailashpur Rani doesn't end up at another location.
Format of the IFSC Code NESF0000165
This is the format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kailashpur Rani in Kamrup Rural.
For example, the IFSC Code NESF0000165 of North East Small Finance Bank Limited for the Kailashpur Rani branch includes these elements, identifying the bank and the branch location in Kamrup Rural and Assam accurately.
How to Find IFSC Code for North East Small Finance Bank Limited?
If you are trying to find the IFSC Code NESF0000165 of North East Small Finance Bank Limited for its Kailashpur Rani branch located in Kamrup Rural, the following methods can help:
Cheque Book
The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including North East Small Finance Bank Limited branches in Kamrup Rural and Guwahati, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of North East Small Finance Bank Limited and navigate to the branch locator section. Search for Kailashpur Rani or Kamrup Rural to get the exact IFSC Code NESF0000165.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for North East Small Finance Bank Limited and Kamrup Rural, you'll get the correct details.
How to Use IFSC Code NESF0000165 for Online Transfers?
Once you have the IFSC Code NESF0000165 for the Kailashpur Rani branch of North East Small Finance Bank Limited in Kamrup Rural, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code NESF0000165. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000165.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the North East Small Finance Bank Limited Kailashpur Rani in Kamrup Rural, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Kailashpur Rani, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kamrup Rural to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is NESF0000165.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Rani Forest Chowk,P.O-Rani,P.S-Palashbari,Dist-Kamrup,Assam State,Pin-781131 located in Kamrup Rural, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.