There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of North East Small Finance Bank Limited for its Guwahati G.S. Road branch in Kamrup, Guwahati, Assam, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of North East Small Finance Bank Limited situated in Kamrup or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code NESF0000223. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for North East Small Finance Bank Limited, Guwahati G.S. Road, Kamrup
The table below shows the main details of the IFSC Code NESF0000223 for the North East Small Finance Bank Limited branch in Kamrup, which falls under the Guwahati district in Assam.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000223 |
| Branch | Guwahati G.S. Road |
| City | Kamrup |
| District | Guwahati |
| State | Assam |
| Address | 3 C Pushpanjali Arcade,G.S.Road,Abc Bus Stop,Guwahati -781005 |
These details are crucial, not just for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in Kamrup for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000223 for the Guwahati G.S. Road branch of North East Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Guwahati G.S. Road, Kamrup, Assam, are allotted a unique IFSC like NESF0000223 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kamrup.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kamrup and Guwahati.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to North East Small Finance Bank Limited in Guwahati G.S. Road reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code NESF0000223
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In North East Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Guwahati G.S. Road in Kamrup.
For example, the IFSC Code NESF0000223 of North East Small Finance Bank Limited for the Guwahati G.S. Road branch has these elements, identifying the bank and the branch location in Kamrup and Assam correctly.
How to Find IFSC Code for North East Small Finance Bank Limited?
To find the IFSC Code NESF0000223 of North East Small Finance Bank Limited for its Guwahati G.S. Road branch located in Kamrup, the following methods can help you out:
Cheque Book
The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including North East Small Finance Bank Limited branches in Kamrup and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Guwahati G.S. Road or Kamrup to find the exact IFSC Code NESF0000223.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and Kamrup will provide accurate information.
How to Use IFSC Code NESF0000223 for Online Transfers?
Once you have the IFSC Code NESF0000223 for the Guwahati G.S. Road branch of North East Small Finance Bank Limited in Kamrup, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NESF0000223. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000223.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Guwahati G.S. Road in Kamrup, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Guwahati G.S. Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kamrup manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is NESF0000223.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 3 C Pushpanjali Arcade,G.S.Road,Abc Bus Stop,Guwahati -781005 located in Kamrup, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.